1. 
YieldThe amount of return on an investment, normally expressed as percent per year; the interest rate.

2. 
yieldThe volume occupied by one sack of dry cement after mixing with water and additives to form a slurry of a desired density. Yield is commonly expressed in US units as cubic feet per sack (cu. ft./sk).

3. 
YieldThe percentage return paid on a stock in the form of dividends, or the effective rate of interest paid on a bond or note.

4. 
YieldThis is the annual dividend per share divided by the current stock price and displayed as a percentage.

5. 
yieldThe amount of product actually obtained in a chemical reaction.

6. 
yieldSee dressing percentage.

7. 
YieldThe annual income earned from an investment, usually expressed as a percentage of the sum invested.

8. 
yieldgive or supply It is a very important honey plant, as it yields an exceptionally pure nectar and remains in bloom a long time. — Parsons, Mary Elizabeth

9. 
yieldWhen a senator who has been recognized to speak "yields" to another, he or she permits the other to speak while the first senator retains the floor. Technically, a senator may yield to anoth [..]

10. 
YIELDThe yield is the net present rate of return on an investment. For a bond the current yield is the coupon rate of interest divided by the purchase price. A yield is inversely related to the price of a [..]

11. 
YieldThe amount of grapes harvested in a particular year.

12. 
YieldThe quantity of grapes or wine produced measured in tons per acre or hectoliters per hectare. Although it is true that overcropped vines with high yields produce lessconcentrated grapes, it is not tr [..]

13. 
YieldThe actual return on a debt security if it is held to maturity.

14. 
yieldOld English gieldan (West Saxon), geldan (Anglian) "to pay, pay for; reward, render; worship, serve, sacrifice to" (class III strong verb; past tense geald, past participle golden), from Pro [..]

15. 
yieldOld English gield "payment, sum of money; service, offering, worship;" from the source of yield (v.). Extended sense of "production" (as of crops) is first attested mid15c. Earlie [..]

16. 
yieldyield usually means the amount of production or the return on an investment.

17. 
YieldThe ROA on a specific transaction.

18. 
YieldThe annual amount of income earned on an investment. It is expressed as a percentage of the original price.

19. 
YieldThe interest earned or return by an investor on an investment, stated as a percentage of the amount invested.

20. 
YieldThe yield refers to the return on an investment.

21. 
yieldto produce or result in.

22. 
YieldPercentage return on an investment or security, usually calculated at an annual rate. Also an agricultural term describing output in terms of quantity of a crop.

23. 
YieldYield is the rate of return on an investment expressed as a percent. Yield is usually calculated by dividing the amount you receive annually in dividends or interest by the amount you spent to buy the [..]

24. 
YieldIn the context of banner ads, yield indicates the percentage of clicks divided by impressions for an ad on a given page (see clickthrough rate).

25. 
YIELDThe annual rate of return on an investment, based on the purchase price of the investment, its coupon rate and the length of time the investment is held. The yield of a municipal security moves inver [..]

26. 
YieldSee Internal Rate of Return [D05147]

27. 
yieldThe rate of return on a financial asset. In some simple cases, the yield on a financial asset, like commercial paper, corporate bond, or government security, is the asset's interest rate. However [..]

28. 
YieldProducing something such as a crop. Term used for crops we eat

29. 
YieldThe amount of harvest produced.

30. 
YieldA measure of the performance of an investment. Yield is calculated by dividing the income received from an investment by the investment’s initial cost. Yield differs from rate of return in that it a [..]

31. 
yieldoutput: production of a certain amount be the cause or source of; &quot;He gave me a lot of trouble&quot;; &quot;Our meeting afforded much interesting information&quot; [..]

32. 
YieldWhat an investment or property will return; the profit or income.

33. 
yieldto give up, as when the enemy surrenders. The same word also means to produce, as when a field of wheat yields a good crop

34. 
YieldThe total effective energy released in a nuclear (or atomic) explosion. It is usually expressed in terms of the equivalent tonnage of TNT required to produce the same energy release in an explosion. T [..]

35. 
YieldThe total amount of energy released by a nuclear explosion, generally measured in equivalent tons of trinitrotoluene (TNT). A kiloton is equivalent to 1,000 tons of TNT; a megaton is equivalent to one [..]

36. 
yieldMarket interest rate, current return, effective interest rate. Also see yield to maturity.

37. 
YIELDto bring forth; to reward.

38. 
YieldYield is the amount of a baked good that results from the combination of a given amount of different baking ingredients.

39. 
YieldThe annual percentage rate of return earned on a bond calculated by dividing the coupon interest rate by its purchase price.

40. 
yieldDefinitions (3) 1. The annual rate of return on an investment, expressed as a percentage.

41. 
yieldA measure of the annual income earned on an investment. For shares this is normally the annual value of the dividends expressed as a percentage of the market price of the share. For bonds, the yield w [..]

42. 
yieldthe productivity of a vineyard

43. 
YIELDTo relinquish the floor to another member to speak or ask question.

44. 
YIELDTo relinquish the floor of the House or Senate to allow another member to speak.

45. 
YieldTo dream you yield to another's wishes, denotes that you will throw away by weak indecision a great opportunity to elevate yourself. If others yield to you, exclusive privileges will be accorded [..]

46. 
yieldof a debt instrument (such as bonds, shares, annuities, etc.) is basically the return that a holder will receive for keeping the instrument for a set period of time. This definition, of course, is far [..]

47. 
Yieldto produce as return from an expenditure or investment : furnish as profit or interest [an account that s 6 percent] vi 1 : to give place or precedence (as to one having a superior right or ...

48. 
YieldThe volume of freshly mixed concrete produced from a known quantity of ingredients. The total weight of ingredients divided by the unit weight of the freshly mixed concrete. The number of product unit [..]

49. 
YieldReturn on an INVESTMENT an investor receives from DIVIDENDS or INTEREST expressed as a percentage of the cost of the SECURITY.

50. 
YieldComparison of casting weight to total weight of metal poured into mold.

51. 
YieldYield refers to the percentage or absolute number of defectfree die on a silicon wafer or of packaged units that pass all device specifications. Because it costs the same to process a wafer with 10% [..]

52. 
yieldThe amount of regenerated primary product, usually reported in tons per year, that humans are able to extract per area unit of biologically productive land or water

53. 
YIELDRatio of total amount of raw material entering a pulp and papermaking operation to the equivalent product output.

54. 
YieldAverage revenue per revenue passenger mile or revenue ton mile, expressed in cents per mile.

55. 
YIELD1) A measure of the annual return on an investment expressed as a percentage. 2) The proportion of heavy or light products which can be derived from a given barrel of crude oil.

56. 
yieldThe annual percentage rate of return earned on a security. Yield is a function of a security’s purchase price and coupon interest rate.

57. 
yield1. In regulatory signs pertaining to traffic flow, concede right of way. 2. In production, the amount of material utilized versus what is wasted or dropped.

58. 
YieldThe income return on an investment. Refers to the interest or dividends received from a security that is typically expressed annually as a percentage of the market or face value.

59. 
YieldThe Yield is defined as the number of copies a particular consumable (toner, developer) can support. The Yield for toner for example, can be calculated by estimating the number of copies made per mont [..]

60. 
YieldThe volume of concrete required (theoretical) to fill the dimension being poured. The deviation from theoretical is the yield loss or gain. ^ Back to top

61. 
YieldThe area of film of a given thickness per unit of weight. Common units used are square inches of film per pound. back to top

62. 
YieldThe number of copies a particular consumable (toner, developer) can support. The yield for toner can be calculated by estimating the number of copies you make a month, and the amount of coverage per p [..]

63. 
YieldOne of several numbers describing the annual interest rate paid by a bond. See coupon

64. 
YieldThe amount of income an investment delivers after deduction of charges (but not tax) expressed as a percentage of the amount invested. Usually expressed as an annual figure  e.g. " [..]

65. 
YieldThe financial return usually expressed as a percentage per annum.

66. 
YieldThis measures the return of a bond. It is usually quoted as a percentage.

67. 
YieldThe annual gain or loss earned on an investment, generally expressed as a percent. To determine the yield on a bond, divide the amount of interest received from the bond by the amount paid for the bon [..]

68. 
YieldThe yield of a share is calculated by the comparison between the last dividend paid by the company and the share price. It therefore represents the level of remuneration received by the shareholder. T [..]

69. 
YieldAn investments returned earnings, generally expressed as a percentage. This takes into account its current market price and annual income.

70. 
YieldThe relationship, expressed as a percentage, between the dividend paid

71. 
YieldThe return on an investment expressed as a percentage. Alternatively, the profit or income that an investment or property will return; the money derived from any business venture, usually expressed as [..]

72. 
yieldThe rate of earnings from an investment.

73. 
YieldIn stocks and bonds, the amount of money returned to investors on their investments. Also known as rate of return. Back to top

74. 
YieldA measure of return on an investment expressed as a percentage (calculated by dividing the income from an asset by its current capital value).

75. 
YieldThe rate of return on an investment.

76. 
YIELDThe rate earned on an investment based on the price paid for the investment.

77. 
YieldAn investments returned earnings, generally ex[ressed as a percentage. This takes into account its current market price and annual income.

78. 
YieldThe rate of return earned by an investor who holds a security, such as a bond or stock, for a stated period of time

79. 
YieldFor a stock, the current yield is the annual dividend divided by the current price per share. For a mutual fund, the 4 qtr yield is the total dividends paid during the last four quarters divided by th [..]

80. 
YieldYield is a term subject to different definitions. In a financial context, it is the annual rate of return on an investment, expressed as a percentage. It may be calculated according to various methods [..]

81. 
YieldThe interests earned on a bond investment. If the security was bought on the primary market, the yield will be equal to the interest rate. If the bond was acquired on the secondary market, the yield c [..]

82. 
YieldThe annual rate of return on a stock as paid in dividends, calculated by dividing the latest dividend rate by the latest closing price, expressed as a percentage.

83. 
YieldThe return on a loan or investment, stated as a percentage of price.

84. 
YieldThis is the ratio, expressed as a percentage, between the dividend paid per share and the market price of the share. The yield is calculated on an overall basis, according to the total dividend.

85. 
YieldAnnual rate of return on a investment.

86. 
yieldThe expected rate of return expressed as a percentage of the net outlay or net proceeds of an investment, not of its face value.

87. 
YIELDThe yield on a given investment based on its current price. A stock that pays a $1 in dividends per quarter, or $4 per year, and that trades at $100, has a current yield of 4%. If the stock goes to $1 [..]

88. 
YieldThe annual gain or loss earned on an investment, generally expressed as a percent. To determine the yield on a bond, divide the amount of interest received from the bond by the amount paid for the bon [..]

89. 
YieldYield is a general term for the rate of income that comes from an investment, expressed as an annualised percentage and based on its current capital value.

90. 
YieldCalculated by dividing the gross dividend by the share price and expressed as percentage. It shows the annual return on an investment from interest and dividends, excluding any capital gain element [..]

91. 
YieldThe annual gain or loss earned on an investment, generally expressed as a percent. To determine the yield on a bond, divide the amount of interest received from the bond by the amount paid for the bon [..]

92. 
yield(n) production of a certain amount(v) end resistance, as under pressure or force(n) the income or profit arising from such transactions as the sale of land or other property(n) an amount of a prod [..]

93. 
YieldThe resistance to a load pulling on the middle of a fastener until the fastener shows permanent deformation.

94. 
YieldGenerally, the yield is the amount of current income provided by an investment. For stocks, the yield is calculated by dividing the total of the annual dividends by the current price. For bonds, the y [..]

95. 
YieldA term used to refer to the annual return (income) produced by an investment, expressed as a percentage. For investment in stock it is calculated from the distributed dividends, for bonds or other int [..]

96. 
YieldThe percentage of clicks vs. impressions on an ad within a specific page. Also called “ad click rate.”

97. 
YieldA college’s yield is the percentage of admitted students who enroll. Yield is a measure of a college’s desirability.

98. 
YieldThe amount of meat that can be recovered from a particular fish or shellfish; usually expressed as a percent.

99. 
YieldAn investment's annual gain or loss. Yield is generally expressed as a percentage.

100. 
YieldA measure of a rovings linear density, expressed as the weight of fiber per unit length. When expressed as grams per 1000 meters, the yield is equal to the "TEX."

101. 
YieldAirline term for revenue per unit, eg revenue per mile per passenger.

102. 
YieldFinancial term referring to revenue generated by one farepaying passenger carrried for one kilometer (RPK).

103. 
YieldA term used to describe the power of a nuclear explosion. Yield is usually measured in comparison to the explosive power of TNT, as in the Hiroshima explosion that had yield of around 15,000 tons of T [..]

104. 
YieldA measure of the performance of an investment. Yield is calculated by dividing the income received from an investment by the investment’s initial cost. Yield differs from rate of return in that it a [..]

105. 
YieldGenerally, the yield is the amount of current income provided by an investment. For stocks, the yield is calculated by dividing the total of the annual dividends by the current price. For bonds, the y [..]

106. 
YieldThe annual interest generated by a security divided by its current market price, expressed as a percentage.

107. 
YieldThe percentage of clicks vs. impressions on an ad within a specific page. Also called ad click rate.

108. 
yieldThe annual percentage rate of return earned on a bond calculated by dividing the coupon interest by its purchase price.

109. 
YieldThe indicated annual or consensus dividend forecast as a percentage of the current price.

110. 
yieldThe rate of return on an investment.

111. 
YieldThe amount of crop weight that is taken from any given harvested plant. Figures quoted on our site are taken directly from the seed banks, and this figure usually relates to plants that have been grow [..]

112. 
yieldthe quantity of a product of a chemical reaction.

113. 
YieldIllustrated Glossary of Organic Chemistry Yield (reaction yield): A measure of a chemical reaction's efficiency, as a ratio of moles of product to moles of reactant. Usually expressed as a percen [..]

114. 
Yieldthe total return on a security expressed as a proportion of its price.

115. 
yieldThe quantity of water (expressed as a rate of flowGPM, GPH, GPD, or total quantity per year) that can be collected for a given use from surface or groundwater sources. The yield may vary with the use [..]

116. 
YieldThe quantity of water (expressed as a rate of flow or total quantity per year) that can be collected for a given use from surface or groundwater sources.

117. 
YieldInvestment return measured as a percentage of the current market value of the investment. Most often used in reference to bonds or debentures.

118. 
YieldThe percentage income return on an instrument. It refers to the interest from an instrument divided by the current value of that instrument.

119. 
YieldThe return on an investment, expressed as a percentage.

120. 
YieldThe weighted average of a yield of all the bonds in a portfolio.

121. 
yieldThe return on a loan or investment, stated as a percentage of price.

122. 
YieldThe value of interest or dividend payments from a stock, bond, mutual fund, annuity real estate investment trust (REIT), or other investment, usually stated as a percentage of the investment price. Th [..]

123. 
YieldYield represents the percentage of return you receive on your capital investment based on the amount that you invest or on the current market value of your investments.

124. 
YIELDArea per unit of weight, usually expressed as square inches per pound.

125. 
YieldYield: The amount of usable product that is left from an item after it is processed for use in a particular recipe.

126. 
YieldA measure of the performance of an investment. Yield is calculated by dividing the income received from an investment by the investment’s initial cost. Yield differs from rate of return in that it a [..]

127. 
YieldThe number of bushels (or pounds or hundredweight) that a farmer harvests per acre.

128. 
YieldWhat other drivers are supposed to do when they see or hear emergency vehicles approaching with lights and/or sirens activated.

129. 
yielda measure of the production of a human valued resource, typically in kilograms per hectare or equivalent; useful in determining effects of treatments or calculating losses from pests, etc.

130. 
yieldRate of return on an investment in percentage terms, taking into account annual income and any change in capital value. Also the dividend payable on a share expressed as a percentage of the market pri [..]

131. 
YieldThe quantity of water (expressed as a rate of flow—GPM, GPH, GPD, cu m/day, ML/day, or total quantity per year) that can be collected for a given use from surface or groundwater sources. The yield m [..]

132. 
YieldMass per unit time per unit area.

133. 
YieldAnnual percentage rate of return on capital. The dividend or interest paid by a company expressed as a percentage of the current price.

134. 
YieldA measure of the income return earned on an investment. In the case of a share the yield expresses the annual dividend payment as the percentage of the market price of the share. In the case of a prop [..]

135. 
YieldA measure of the income return earned on an investment. In the case of a share, the yield is the annual dividend payment expressed as a percentage of the market price of the share. For property, it is [..]

136. 
YieldThe annual dividend or income on an investment expressed as a percentage of the purchase price.

137. 
YieldOre yield = The ratio between the recovered crude ore and the theoreticalquantity of intact ore in the ground. The difference is made up of ore losses and isdependent on the workability of the ore, i. [..]

138. 
YieldThe current annual dividend rate expressed as a percentage of the current market price of the stock.

139. 
YieldYield is the amount of income paid by an investment expressed as a percentage of the value of that investment. Calculating yields enables comparisons to be made of the level of income provided by diff [..]

140. 
yieldThe work "yield" is used several ways in life insurance. Of considerable importance is the interest yield on investments or the yield on different types of investments.

141. 
YieldThe term of measurement for the quantity of grapes collected in a harvest. In Europe, it is measured in hectoliters per hectare. In America, it is measured in tons per acre. Low yields are often seen [..]

142. 
Yieldthe dividend, or interest rate, on an investment expressed as a percentage of the price.

143. 
Yield

144. 
YieldA measure of the income return earned on an investment. In the case of a share, the yield is the annual dividend payment expressed as a percentage of the market price of the share. For property, it is [..]

145. 
YieldA measure of the performance of an investment. Yield is calculated by dividing the income received from an investment by the investment’s initial cost. Yield differs from rate of return in that it a [..]

146. 
yieldThe yield on an investment is the total proceeds paid from the investment and is calculated as a percentage of the amount invested.

147. 
YieldIn stocks and bonds, the amount of money returned to investors on their investments. Also known as rate of return.

148. 
Yielda measure of profit as a percentage.

149. 
YieldThe percentage return obtained from a stock or bond in the form of dividends or interest payments.

150. 
YieldThe interest or dividend paid to an investor, not the same as the return

151. 
YieldA measure of the income return earned on an investment. In the case of a share the yield expresses the annual dividend payment as the percentage of the market price of the share. In the case of a prop [..]

152. 
YieldNet operating income for the latest rolling 12month period as a percentage of the weighted average carrying amount of investment properties excluding projects in progress.

153. 
yieldAn expression can yield

154. 
YieldThe average amount of revenue received per revenue passenger mile (RPM) or revenue ton mile (RTM), net of taxes.

155. 
YieldRefers to average passenger revenue per RPM (baggage fee revenues, which are included in passenger revenues, are removed for the purposes of calculating yield).

156. 
YieldReturn on an investment an investor receives from dividends or interest expressed as a percentage of the cost of the security.

157. 
YieldThe rate of return, usually dividend or interest payments, on an investment, expressed as a percentage of market price.

158. 
Yield(1) A measure of the income generated by a bond. The amount o f interest paid on a bond divided by the price. (2) The rate of discount which makes the present value of the stream of future returns plu [..]

159. 
YieldThe interest rate that will make the net present value of the cash flows from an investment equal to the price (or cost) of the investment. The net present value is the present value of future cash fl [..]

160. 
YieldThe compound annual rate of return earned by an investment

161. 
YieldThe percentage rate of return paid on a stock in the form of dividends or the rate of interest paid on a bond or note.

162. 
YieldSimilar meaning as returns.When you talk about bonds,the term used is yield.

163. 
Yield1) The production of a piece of land; e.g., his land yielded 100 bushels per acre. 2) The return provided by an investment; for example, if the return on an investment is 10%, the investment yields 10 [..]

164. 
yieldthe quantity of water expressed either as a continuous rate of flow (cubic feet per second, etc.) or as a volume per unit of time. It can be collected for a given use, or uses, from surface or groundw [..]

165. 
YieldRevenue received by the hotel

166. 
YieldYield is most commonly associated with a money market fund’s return. "Current Yield" is based on daily return, "Effective Yield" on the annual compounded return. Yield to Maturit [..]

167. 
YieldSee, "Annual Percentage Yield (APY)." The yield expreeses an annual rate of interest taking into account the effect of compounding. The yield is almost always a bit higher than the r [..]

168. 
yieldamount of cooked food obtained from raw food.

169. 
Yieldyield is used for the ratio of good assemblies at the end of a process to the number of assemblies originally started, expressed as a percentage. In practice, an apparently high yield can disguise the [..]

170. 
YieldA term used to define the quality of a clay by describing the number of barrels of a given centipoise slurry that can be made from a ton of clay. Based on the yield, clays are classified as bentonite, [..]

171. 
YieldThe total amount of product of a refinery process or of all products of all processes of a refinery compared with the equivalent amount of feedstock. A “Refinery Yield” for a given crude oil feeds [..]

172. 
YieldCalculated by dividing forecast annual cash dividends by the current share price

173. 
yieldthe quantity of water expressed either as a continuous rate of flow (cubic feet per second, etc.) or as a volume per unit of time. It can be collected for a given use, or uses, from surface or groundw [..]

174. 
YieldThe amount of product obtained as a result of a given amount of ingredients.

175. 
YIELDThe rate of return on a financial asset. In some simple cases, the yield on a financial asset, like commercial paper, corporate bond, or government security, is the asset's interest rate. However [..]

176. 
yieldthe amount of crops produced per unit area

177. 
YieldThe return earned on an investment taking into account the annual income and its present capital value. There are a number of different types of yield and in some cases different methods of calculatin [..]

178. 
YieldThe percentage rate of return on a security or financial investment (typically paid in the form of dividends and calculated at an annual rate).

179. 
YieldThe return on an investor’s capital investment.

180. 
YieldThe percent of admitted students who enrolled.

181. 
YieldThe percentage of accepted students who matriculate. Generally, the higher the yield, the more competitive the institution.

182. 
YieldInterest and dividends paid to mutual fund shareholders as a percentage of share price (Net Asset Value). Also the effective interest rate on a bond. For instance, if a bond pays $1.00 interest annual [..]

183. 
YieldIn general, a return on an investor's capital investment.

184. 
Yield– Rate of financial return, usually over one year.

185. 
YieldAn investor’s percentage return on securities investments.

186. 
YieldYield is the annual return of a stock or bond or any investment expressed as a percentage.

187. 
YieldThe income or profit occurring from transactions, interest, or dividends.

188. 
yieldThe income return on an investment, namely the interest or dividends received.

189. 
YieldThe return earned on an investment taking into account the annual income and its present capital value. There are a number of different types of yield, and some cases different methods of calculat [..]

190. 
YieldThe indicated annual or consensus dividend forecast as a percentage of the current price.

191. 
YieldIn general, a return on an investor's capital investment. For bonds, the coupon rate of interest divided by the purchase price, called current yield. Also, the rate of return [..]

192. 
Yieldthe income generated by a stock or bond. A stock’s yield is its annual cash dividends divided by its current price

193. 
YieldThe point at which the stress in a material exceeds its ability to behave elastically, that is to recover to the original shape on removal of the applied load.

194. 
YieldThe income or profit arising from such transactions as the sale of land or other property usually expressed in percentage.

195. 
YieldThe income and/or value appreciation of an investment expressed in terms of the purchase price of that investment. For example, if a property that has sold for $100,000 is worth $2000.00 more one year [..]

196. 
YieldAnother term for the internal rate of return (IRR), a measure of an investment's return rate that takes account of the time value of money.

197. 
YieldThe amount of interest paid on a bond divided by the price. A measure of the income generated by a bond. A yield is not a total return measure because it does not include capital gains or losses. [..]

198. 
yield) risk

199. 
YieldYield is the fifth studio album by the American alternative rock band Pearl Jam, released on February 3, 1998. Following a short promotional tour for its previous album, No Code (1996), Pearl Jam reco [..]

200. 
YieldIn finance, the yield on a security is the amount of cash (in percentage terms) that returns to the owners of the security, in the form of interest or dividends received from it. Normally, it does not [..]

201. 
YieldYield may refer to:

202. 
YieldYield may refer to:

203. 
YieldIn chemistry, yield, also referred to as reaction yield, is the amount of product obtained in a chemical reaction. The absolute yield can be given as the weight in grams or in moles (molar yield). The [..]

204. 
YieldThe yield point is the point on a stress–strain curve that indicates the limit of elastic behavior and the beginning of plastic behavior. Yielding means the start of breaking of fibers. Yield streng [..]

205. 
YieldIn viticulture, the yield is a measure of the amount of grapes or wine that is produced per unit surface of vineyard, and is therefore a type of crop yield. Two different types of yield measures are c [..]

206. 
YieldYield in college admissions is the percent of students who choose to enroll in a particular college or university after having been offered admission. It is calculated by dividing the number of studen [..]

207. 
YieldIn computer science, yield is an action that occurs in a computer program during multithreading, of forcing a processor to relinquish control of the current running thread, and sending it to the end o [..]

<< Volatility  Variable Annuity >> 