A form the proposer is asked to complete when they require insurance in order to supply the insurance company with sufficient information to assess the risk and calculate the terms and conditions of a [..]

An extra premium incurred by the insured person as a result of a policy amendment. The amendment may have increased the risk, the policy conditions or the value of the vehicle insured by the policy.

A professional who investigates and assesses claims on behalf of an insurance company. A loss adjuster is usually an independent third party, ensuring that your claim is dealt with fairly.

A garage which is approved by your insurance company for repairs to your car which are covered by your policy

The termination of an insurance policy before it is due to expire. Most policies contain a cancellation clause which specifies the conditions under which the policy can be cancelled, i.e. 48 hours, th [..]

Legal proof of your car insurance. It shows details such as who is insured to drive, what car is insured and the level of cover.

A loss arising to the insured person, such as the damage or theft of their vehicle. This causes a liability to the insurance company under the terms of the policy.

The top level of car insurance cover is comprehensive cover

See excess

This refers to deliberate withholding of material information to the insurance company in order to obtain a cheaper premium or cover where it might otherwise have been turned down. Concealment makes a [..]