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Definitions (13)
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benefits
is the amount paid by the insurance provider to a beneficiary who filed a claim under the terms of his/her policy.
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co-insurance or co-pay
is the amount that the insured pays after the deductible is paid.
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insured
is the individual covered under the terms of an insurance policy.
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individual plans
are plans designed to cover one individual only.
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primary coverage
is the coverage which offers insurance regardless of any other coverage the policy holder may have.
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single-trip plan
is a travel insurance plan which covers only one trip.
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non-refundable travel expenses
are the costs for a trip you cannot obtain a reimbursement for. You usually pay such costs for airline tickets, cruise deposits or hotel deposits.
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pre-existing conditions
are medical conditions of the insured which existed prior to the plan or policy purchase. Plans often specify a maximum amount of time (for example, 5 years) prior to the effective date of the plan du [..]
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emergency benefits
cover the expenses for sending an injured or sick person home or transporting him/her to a spot where immediate medical care is available.
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emergency evacuation
is the coverage providing the emergency medical evacuation of the insured to the nearest medical facility or the country of residence. It covers the expenses of travel and accommodations resulting fro [..]
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