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amfam.com
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Definitions (55)
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auto accident
An event with your car that was not predicted and not expected to happen. Typically includes property damage and/or bodily harm.
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agent
A person who sells insurance on behalf of an insurance company.
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at-fault accident
Any accident, regardless of size or amount paid, in which the driver was wholly or partially at fault.
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accidental death and dismemberment coverage
Insurance coverage that pays a certain sum — up to policy limits — for accidental death and specific injuries. This coverage applies while traveling in a car or being struck by a car.
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bodily injury
Injury, sickness, disease or death that results from an auto accident.
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bodily injury liability coverage
Protects your assets if you are responsible for an accident where other people are injured or killed.
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cancel
To terminate a contract or a policy.
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casualty insurance
Insurance to cover bodily injury or damage to the property of others.
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chargeable accident
An auto accident where one person is identified as being responsible for bodily injury or property damage.
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claim
The amount of money a person(s) believes he or she should be paid by an insurance company as a result of an accident. Can be for property damage, bodily injury or both.
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