The person who receives compensation from your insurance policy in the event of your death.

What your insurance provider gives you according to the terms of your policy.

The vehicle specified in this policy including the manufacturer's standard accessories forming part of the vehicle and any other accessories that your insurance provider has agreed to cover.

A set period of time after date of insurance policy purchase in order to receive a full refund of what you have paid.

This is the extent of protection afforded by your policy.

If you have an excess on your policy, this is an amount you have to first pay towards a claim.

You do not have to pay any excess if the car is involved in a no fault accident with another vehicle and the amount of your claim is more than the basic excess.

Conditions where you've received treatment by a medical practitioner within the past 90 days, are under investigation for, on a treatment waiting list, or have changed medications in the last 60 days.

A person who normally resides with the regular driver.

An injury is anything which harms you that occurs by accidental or violent means that is covered by your policy.