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Definitions (69)
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premium
The ongoing amount that must be paid for your health insurance or plan. You and/or your employer usually pay it monthly, quarterly or yearly. The premium may not be the only amount you pay for insuran [..]
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affordable care act
A comprehensive law passed in 2010, aimed at reforming America's health care system to improve access and affordability for more Americans.
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allowable charge
The maximum amount a health care plan will reimburse a doctor or hospital for a given service.
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annual deductible
The amount you are required to pay annually before reimbursement by your health care benefits plan begins.
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annual limit
An insurance plan may limit the dollar amount it will pay during one year for a certain treatment or service, or for all benefits provided in a year.
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benefits
The health care items or services covered by an insurance plan. Your insurance plan may sometimes be referred to as a "benefit package."
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catastrophic plan
The health insurance exchange will include a catastrophic plan option. Catastrophic plans have lower premiums, but begin to pay only after you've first paid a certain amount for covered services, [..]
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claim form
A form you or your doctor fill out and submit to your health care benefits plan for payment.
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claim
An itemized bill for services provided to a member.
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cobra
This stands for Consolidated Omnibus Budget Reconciliation Act of 1985. This federal act requires group health care plans to allow employees and covered dependents to continue their group coverage for [..]
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