A form sent by an insurer to a person requiring insurance so as to obtain sufficient information to allow the insurer to decide whether or not to accept a risk and what conditions to apply if it is ac [..]

A warranty in a business interruption insurance policy stipulating that for the interruption insurance to become effective there must be a policy in force in respect of the material damage and a claim [..]

Phrase used by an insurer to signify provisional acceptance of an insurance pending inspection by a surveyor whose report is necessary to determine the rate and conditions applicable.

Nugent v Smith (1876) “Natural causes directly and exclusively without human intervention and that could not have been prevented by any amount of foresight and pains and care reasonably to have been e [..]

A document setting out agreed alterations to an insurance contract. (See also endorsement).

A further premium payable by the insured as a result of policy amendment, that may have increased the risk or changed the policy conditions or sum insured.

One who investigates and assesses claims on behalf of insurers (claims adjuster or loss adjuster).

Business interruption insurance of the expected profits of a new enterprise or an extension to an existing business.

The maximum amount an insurer will pay under a policy in respect of all accumulated claims arising within a specified period of insurance.

Term used to describe insurance against loss of or damage to property arising from any fortuitous cause except those that are specifically excluded.