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carinsurancerates.com
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Definitions (81)
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additional interest
A person or other entity (i.e. a corporation) that has an insurable interest in your vehicle, and may be named as such in your insurance policy. For example, when you finance a car through a bank, the [..]
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anti-theft device
Any device designed to reduce the chance of a vehicle being stolen, or aid in the recovery of a vehicle if it is stolen. Examples include car alarms, keyless entry, starter disablers, "The Club&q [..]
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bodily injury liability
Legal liability for causing injury or death to another person.
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car insurance coverage
There are many "coverages." Liability, medical payments, uninsured motorists, collision, and comprehensive are the five major types of car insurance coverage.
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claim
The request for reimbursement that you make to the insurance company when you’ve been injured or your car has been damaged.
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claims adjuster
Claim adjusters work for your insurance provider to assess the damage done to your vehicle after it's been damaged and you make a claim in order to find a fair estimate on the repairs you'll [..]
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collision coverage
This is the coverage that provides protection for your car in the event of damage by an inanimate object, such as another car, a tree, or the side of a building.
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collision deductible waiver
If you have this type of coverage with your car insurance policy, your insurance company will pay your deductible if you are in an accident that is the fault of an uninsured motorist. This is not avai [..]
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comprehensive coverage
This coverage provides protection in the event of damage not caused by a collision (that kind of damage would be covered by your collision coverage). These other kinds of damage can include theft, fir [..]
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continuous coverage
The length of time that you have maintained the legally required insurance on your vehicle. Lapses in coverage can result in higher rates.
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