The date embossed on a payment card stating when the card may first be used.

Card Validation Code - MasterCard term for the three-digit code printed next to the card number in the signature panel and used as part of the authorization process.

A unique, nine-digit number assigned to each banking institution, used to identify the bank and direct ACH debits and credits. The ABA routing number is usually found at the bottom of a personal or bu [..]

Automated Clearing House - group of processing institutions linked by a computer network to process electronic payment transactions between financial institutions.

An electronic debit created from a consumer check processed in a lockbox, drop box or other payment receivable processing environment.

A financial institution that is a member of Visa®

A service supported by Visa, MasterCard, Discover and American Express®

APIs allow users to program to a pre-constructed interface, instead of individually programming a device or piece of software.

A card on which the original embossed or encoded information has been altered for fraudulent purposes.

The trade association of American bankers. This body also has the registration authority to assign identification numbers.