Employers issue this IRS form that lists an employee’s wages and tax withheld.

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Period of time between the initial procurement of the loan and the time the loan is to be paid back in full.

An exchange of goods and services.

One of the three major credit bureaus.

A type of loan for which the government doesn’t pay the interest. Borrower is responsible for interest at the moment funds are disbursed.

Interest rates that are periodically reset.

The tax-funded federal program which offers retirement benefits and other programs.

A type of need-based loan for which the government pays the interest while the borrower is in school and during the grace deferment periods.