A young driver is typically a licensed driver under the age of 25. Because of their inexperience, young drivers may pay more for car insurance than more experienced drivers.

An accident (also known as a car accident or wreck) is the term used to define a vehicle unintentionally colliding with another vehicle, person, or object.

Any form of insurance (usually auto insurance) that is required by law.

The liability of a wrongdoer's automobile insurance company to pay someone harmed by the wrongdoer, even if the wrongdoer has violated the terms of the insurance policy, for example, by driving with an expired licence. This is subject to a limit, usually $200,000, and the requirement that the wrongdoer in violation of the contract must reimbur [..]

The part of auto insurance that provides medical care and income replacement benefits to insured persons injured in a car collision, regardless of who caused the accident. In some parts of the country, this is referred to as "Section B."

By adding an accident forgiveness endorsement from Esurance, you’ll be allowed one at-fault accident every 6 years that doesn’t increase your rates. Any additional at-fault accidents within that time period, however, won’t be excused.

In terms of insurance coverage, an act of God is an unpreventable natural occurrence that causes damage to your insured property. Examples include natural disasters and heavy storms.

Your car's actual cash value (also known as its ACV) is calculated by determining its original value minus the amount your car has depreciated since you bought it. If your car is totalled, most car insurance coverages reimburse you only for the actual cash value of your car.

An insurance professional who analyzes various types of data and statistics to determine insurance risks and premiums.

An adjuster (also known as a claims adjuster, field adjuster, or insurance adjuster) is an insurance professional who examines damaged property and determines the monetary compensation an insurance company will pay a claimant.