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Definitions (29)
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agreement period
The agreement period is how long your finance plan runs for. Agreement periods vary, and are clearly stated on your quote and finance agreements. Back to top
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annual mileage
This is the number of miles you expect to do in one year. With the i-deal finance plan, you select a maximum annual mileage from anywhere between 5,000 and 35,000 miles. Back to top
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approved repairers
These are typically a network of garages whose work and charging structures have been scrutinised and found to be satisfactory by your insurance company. If you are involved in an accident, check your policy documents to see how to find a list of approved repairers, or contact your insurance company for a list of authorised repairers in your area. [..]
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apr
The APR is a measure of how much a given loan will cost you in interest over a calendar year. The figure for the APR takes into account all of the costs associated with the loan, and standardizes the way the rate is expressed. When APR figures are quoted on promotional material, they will be accompanied by the term 'representative A [..]
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balloon payment
A balloon payment always comes at the end of a finance contract like Fiat i-Deal. It is the amount you have to pay if you wish to buy and keep the vehicle that you have taken out a contract on. Back to top
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bik
Benefit in Kind is the figure provided to the customer to assist them in their reporting to the tax office and is used to assess the amount of tax a driver will pay as a result of having a company car. Back to top
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car loan
A car loan is an amount of money that is lent to you so that you can purchase a car. Back to top
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cost to change
This is the amount it will cost you to change your car. It’s the difference in price between the current value of the car you have now and the car you want. Back to top
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courtesy car
If your car is off the road following an accident, your insurer may provide you with a car to use – free of charge - until your own car is repaired. There is likely to be an extra cost if you take third party cover. Back to top
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credit agreement
If you sign a credit agreement between you and the lender of the credit to buy the car you want, this means you have agreed to borrow money off them and also to make regular repayments to them to pay back the loan in full. Back to top
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