A fee which may be charged if the lender seeks to cover the cost of valuing the property taken as security for the loan. For more information on fees involved in buying a home, including valuation fees, go to our pages on valuations.

CRAA became “Credit Advantage Limited” and is now Baycorp Advantage. Baycorp Advantage is the company which records and holds credit information on everyone in Australia.

Local government authority guidelines as to the permitted uses of land and buildings on that land.

63 Davenport Street Southport QLD 4215 Postal:

1300 669 273

1300 732 987

A statement by the seller to the buyer detailing material particulars regarding the property in question.

A rate that varies in accordance with the money market rates. For more information on variable interest rates, start on our pages that discuss how variable interest rates work.

A change to any part of a loan contract.

Australian credit files are held by Veda Advantage Limited, previously Baycorp Advantage, Credit Advantage Limited and CRAA. For more information on your credit file, go to our credit profile page.