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Definitions (196)

1

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accident


An accident is any unforeseen, unintended incident that results in property or physical damage, injury or death. As far as travel medical insurance is concerned, this could be anything from cutting yo [..]
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monoplegia


Total paralysis of one upper limb (arm) or one lower limb (leg); rendering them immobile or limited in movement.
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ad/d


Accidental Death & Dismemberment - Common Carrier Air Only Upgrade - Provides coverage for accidental death/dismemberment that occur while on a common carrier.
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am best rating


A.M. Best Company is a credit rating agency that focuses on the insurance industry. They issue assessments of a given company's credit worthiness, based on a range of factors. All policies at G1G [..]
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atm safe


A product which replaces stolen cash as a result of an illegal ATM withdrawal, tampered ATM, or stolen ATM card. This also covers you in the event that you are robbed at an Automated Teller Machine wh [..]
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accidental death and dismemberment


Accidental Death and Dismemberment (AD&D) is a benefit, which provides monetary compensation to the insured's beneficiary, should the insured perish or suffer dismemberment in an accident dur [..]
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acute onset emergency of pre-existing conditions


A sudden and unexpected recurrence of a pre-existing medical condition, which occurs spontaneously and without advance warning, and which would cause a prudent person to seek medical attention. Covera [..]
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adaptive home and vehicle benefit


A benefit to cover the cost of modifications to a home or vehicle to accommodate a disability that occurred while under a policy. The modification costs must be incurred within one year from the date [..]
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administrator


The third party that manages and oversees your policies. Often referred to as an underwriter, this person will handle claims and payouts of your policy.
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admitted


An insurance carrier that has been approved by a state’s insurance department. These are typically easier to deal with than non-admitted carriers when it comes to claims filed against medical faciliti [..]
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