hornerblakey.co.uk

Website:https://www.hornerblakey.co.uk/
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Definitions (43)

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inventory


It is extremely important that as a Landlord you have an inventory of all contents left in the property and a schedule prepared in respect of the condition of the property, in order to avoid any misunderstanding or dispute at the end of a tenancy. Without such safeguards, it will be impossible for you as the Landlord to prove any loss, damage, or s [..]
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association of british insurers


The Association of British Insurers (ABI) represents the collective interests of the UK’s insurance industry. The association speaks out on issues of common interest and participate in public debates.  Find out more about the ABI by visiting their website www.abi.org.uk/
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accidental damage cover


An additional cover to protect you against damage caused suddenly and unexpectedly by an outside force.
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annual safety checks


Under the Gas Safety Regulations 1998, all gas appliances and flues in rented accommodation must be checked for safety within 12 months of being installed, and thereafter at least every 12 months by a CORGI registered engineer.
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assured shorthold tenancy agreements


As described in The Housing Act 1988, and as amended by the Housing Act 1996, an assured shorthold tenancy is a tenancy which offers the landlord a guaranteed right to repossess his property at the end of the stated term. In fact, it does not necessarily have to be ‘short’; assured shorthold tenancies set up after 28 February 1997 can be for any le [..]
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bonds


Security bonds (deposits) are recommended by most Letting Agents. It is recommended that when letting a property a bond (deposit) of one months rent is paid by the tenant and held in a designated Client Account. The money is only to be used to cover agreed losses incurred by the Landlord, such as non payment of rent or breakages.
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buy to let insurance


Buy-to-Let insurance is the same as Residential Landlord’s insurance. Buy to let is a terminology used by many banks and building societies to describe the type of mortgage required.
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claiming


In the unfortunate event of a claim notify us of the circumstances immediately, or in any case as quickly as possible, after the event. Take whatever reasonable steps are necessary to secure your property and avoid further damage. Retain any invoices, receipts for emergency work carried out to your property.  If the claim is as a result of a crime, [..]
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cleaning


At the start of the tenancy, the property must be in a thoroughly clean condition, and at the end of each tenancy it is the Tenants’ responsibility to leave the property in a similar condition. Where they fail to do so, cleaning can be arranged at their expense.
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contents


Household items that you own or that you are legally responsible for. This does not include any part of the structure of Your Home including ceilings, wallpaper and the like; any item used for business or professional purposes and any living creature. The definition of ‘Contents’ does not include items such as documents of any kind, Motorised Vehic [..]
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