As used in property insurance, prohibits the insured from abandoning damaged property to the insurance company for repair or disposal

An adjustment (rider) to a life insurance policy that allows for the early payment of some portion of the policy's face amount should the insured suffer from a terminal illness or injury.

An adjustment (rider) to a life insurance policy that provides for payment of an additional cash benefit when death occurs by accidental means. This amount depends on the value of the policy.

An Insurance poicy that provides payment if the insured's death occurs as a results from an accident.

Covers loss of sums owed to the insured by its customers that are uncollectible due to damage by an insured peril to accounts receivable records

Cost to repair or replace damaged property with materials of like kind and quality, less depreciation

A person or organization for whom insured status is arranged by endorsement

General liability coverage that insures against libel, slander, invasion of privacy, copyright infringement and misappropriation of advertising in connection with the insured's advertising of its goods or services

An authorized representative of an insurance company.

The maximum amount an insurance company will pay during the policy