insuranceinfo.com.my

Website:http://insuranceinfo.com.my
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Definitions (55)

1

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group life insurance


Life insurance covering a group of people under a master policy. The policy is issued usually without the requirements of medical examination on the lives assured. It is typically issued to an employe [..]
Source: insuranceinfo.com.my

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end stage liver filure


End stage liver failure as evidenced by all of the following: Permanent jaundice; Ascites; and Hepatic encephalopathy. Liver failure secondary to alcohol or drug abuse is excluded.
Source: insuranceinfo.com.my

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endowment insurance


A combination of protection and savings whereby the money will be paid at the end of a specific period upon your demise or if you suffer total and permanent disability.
Source: insuranceinfo.com.my

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exclusion


A contractual provision that denies coverage for certain perils, persons, property, or locations.
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free look


A period of time (usually 15 days) during which a policyholder may examine a newly issued individual life or health insurance, and surrender it in exchange for a full refund of premium less expenses i [..]
Source: insuranceinfo.com.my

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fulminant viral hepatitis


This is defined as a sub massive to massive necrosis of the liver caused by any virus leading precipitously to liver failure. The diagnostic criteria to be met are: A rapidly decreasing liver size as [..]
Source: insuranceinfo.com.my

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deafness/ total loss of hearing


Total and irreversible loss of hearing in both ears as a result of illness or accident. Total means “the loss of at least 80 decibels in all frequencies of hearing”. Medical evidence in the form of an [..]
Source: insuranceinfo.com.my

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disability


A condition that affects to some degree a person's ability to carry on his normal pursuits. A disability may be partial or total, and temporary or permanent.
Source: insuranceinfo.com.my

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bonus


This is the extra money paid with the final benefit for participating policies. However bonuses are not guaranteed and depend on the performance of the insurance fund.
Source: insuranceinfo.com.my

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benign brain tumor


A life-threatening, non-cancerous tumor in the brain or meninges within the cranium, giving rise to characteristic signs of increased intra-cranial pressure such as papilloedema, mental symptoms, seiz [..]
Source: insuranceinfo.com.my


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