This is a type of insurance cover that is designed to protect the policyholder’s possessions against damage caused by an unforeseeable circumstance, but not theft. The policyholder may be subject to a [..]

The ‘agreed value’ is the sum reimbursed to you in the event of a total loss (if your vehicle is stolen or written off). The underwriters will have agreed this value at the time your insurance cover c [..]

This term refers to ‘any driver’ that drives the given vehicle as long as they have the permission and hold a licence to do so.

The Association of British Insurers (ABI) is the trade body for all insurance companies in the United Kingdom.

A policy that protects the policyholder in the event of breaking down whilst travelling in the insured vehicle, usually providing you with roadside assistance and repair services.

A contractual provision which gives you or your insurer the means to terminate your policy contract before its expiration date.

Chartered Insurance Institute (CII) refers to the governing body for the insurance industry.

An incident that would give rise to a request by the policyholder for a payout or indemnity under a policy.

Fully comprehensive car insurance covers almost every potential claim.

If your car is lost, damaged or stolen, you will be required to bear an amount of the claim’s settlement.