A payment for goods you make using your credit card in a high street shop or online (also known as a card purchase).

A 'cookie' is a set of information sent to your browser by a web server. Cookies allow information to be stored in and retrieved from your browser. They make surfing easier, faster, more per [..]

Many providers offer special introductory rates for new customers. For example, an introductory rate of 0% on balance transfers, which then reverts to a higher standard interest rate after a certain t [..]

This is the contractual minimum amount you must pay off each month. Generally, this is a percentage of the credit card statement balance. If you only pay the minimum it could take you a long time to p [..]

they help us provide you with a better online experience. By using our website you accept that we may store and access cookies on your device. Learn more

The highest level of encryption provided by major internet browsers today. 128-bit encryption is more than 300 x 1024 times more secure than 40-bit encryption.

3D Secure is a free service that protects your online credit and debit card payments. By registering and creating a personal password it means only you can use your cards online. To find out more and [..]

The amount some companies charge once per year for using their card. Not all cards have this charge.

Software installed on your computer that protects you against online viruses.

This is the Annual Percentage Rate is calcualted to include both the cost of the credit and any associated charges over a 12 month period. APR is calculated the same way by lenders allowing customers [..]