Visible brickwork on the outside or inside of your home.

Concrete flooring or ‘hardstand’ in the garage. It is usually poured 1 course of bricks lower (-1c) to restrict water flowing into the home should there be a freak flood or water mains accident.

From the word Addendum, meaning ‘Something added’. This document provides all specifications and inclusions for your home. This also includes all colour and product selections chosen at Prestart.

These are any extra funds paid into the loan over and above your initial contract price. Generally issued via provisional sums or variations.

Amount of property taxes, council and water rates prepaid by the seller and adjusted at settlement for amounts that the purchaser will be liable.

The time taken to reduce the value of the debt through payment of regular instalments until a loan has been paid off in full. Payments are calculated to pay off your debt by a specific date.

Any fee that is charged on an annual (yearly) basis. Common example is the annual administration fee to the borrowed amount of your mortgage. This will vary depending on the loan or the Bank.

Increase in the value of financial assets (property) which is in addition to the asset's depreciable cost. The increase is due to economic and other factors.

A decorative moulding around doors or windows.

Responsible for the managing and supervising construction of homes in an area/location (suburb) and managing a dedicated team of supervisors.