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Definitions (506)
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accident
an unexpected event or circumstance without deliberate intent.
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covered lives
The total number of lives insured, including dependents, under individual policies and group certificates.
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retention limit
maximum amount of medical and hospital expense an insurer will carry on its own. The limit can be for an individual claim and/or for the insurers total claims, depending upon the terms of the reinsura [..]
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glossary
of Insurance Terms
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accident insurance
insurance for unforeseen bodily injury.
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accident only
an insurance contract that provides coverage, singly or in combination, for death, dismemberment, disability, or hospital and medical care caused by or necessitated as a result of accident or specifie [..]
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accident only or ad&d
policies providing coverage, singly or in combination, for death, dismemberment, disability, or hospital and medical care caused by or necessitated as a result of accident or specified kinds of accide [..]
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accidental death & dismemberment
an insurance contract that pays a stated benefit in the event of death and/or dismemberment caused by accident or specified kinds of accidents.
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