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payu.co.za
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Definitions (35)
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3-d secure authentication
A system aimed at reducing online credit card fraud and chargeback. It enables additional authentication on the cardholder’s identity by asking for an additional PIN during an online shopping transaction. VISA name it “Verified by VISA” while MasterCard name it “Master SecureCode”.
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application program interface
This is a source code-based specification intended to be used as an interface by software components to communicate with each other.
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bank identification number
These digits contain the first six digits of a credit card, debit card, or charge card and serve to identify which network the card belongs to as well as which bank issued it. Merchants may use BIN lookups to help validate transactions. For example, if the credit card’s BIN indicates a bank in one country, while the customer’s billing address is in [..]
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brick and mortar
In its simplest usage, it is used to describe the physical presence of a building(s) or other structure. It’s a concept usually referred to in business, which applies to the physical location for a business or organisation.
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checkout process
Refers to the process an online shopper or customer must go through to purchase a product or service from an e-commerce website.
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credit card processing
Once the payment gateway accepts the transaction, this service records the transaction, removes funds from the credit cardholder’s account and deposits these funds into the merchant account.
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card verification value
A method used to ensure that a credit card being used in a purchase is in the possession of its owner. The CVV security code is a 3 or 4 digit code imprinted on the physical credit card, but not embedded or encrypted in the magnetic stripe. The code is a 3-digit number located on the signature strip on the back of Visa and MasterCard cards, after t [..]
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digital wallet
This allows users to make electronic commerce transactions quickly and securely. A digital wallet functions much like a physical wallet. The digital wallet was first conceived as a method of storing various forms of electronic money (e-cash), but the digital wallet has now evolved into a service that provides Internet users with a convenient way to [..]
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domain name
The unique name that identifies your website.
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digital certificate
A digital certificate is an electronic certificate that establishes a company’s credentials when doing business or other transactions on the Web. The certificate is issued by a Certification Authority (CA). It contains: a name; a serial number; expiration dates; a copy of the certificate holder’s public key used for encrypting messages and digital [..]
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