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Definitions (36)
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additional interest insured
A lienholder, leasing company or person (i.e., a parent) that has an ownership interest in the car.
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adjuster
An employee or representative of the insurance company who investigates the damage (by physical inspection of the involved vehicles and property, examination of documents and talking with involved pe [..]
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anti-theft device
A device that helps prevent or deter vehicle theft. Active devices can be used to track and find a vehicle. Passive devices prevent the vehicle from being stolen in the first place by disabling it: a [..]
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basic limits
The minimum amount of liability limits that can be carried as determined by state regulation. See Limits.
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bodily injury
Means physical injuries or death suffered by a person. If an insured person is legally liable for an accident, bodily injury coverage pays for the injuries/death of persons involved in the accident o [..]
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cancellation
Termination of the policy before its expiration date, either by the insurance company or by the policyholder.
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claim
A request to the insurance company by the policyholder for payment of a loss in accordance with the policy contract.
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collision insurance
Insurance covering physical damage to the insured’s automobile directly resulting from contact with another object
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comprehensive coverage
Insurance covering physical damage to the insured’s car caused by a covered event other than collision
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continuously insured
Having auto insurance coverage for an uninterrupted period of time.
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