means a sudden, unexpected, unusual, specific event which occurs at an identifiable time and place, but shall also include exposure resulting from a mishap to a conveyance in which You are traveling.

means tour operator, Cruise line, hotel etc. who has made the Land and/or Sea Arrangements.

means Bodily Injury caused by an Accident (of external origin) being the direct and independent cause in the Loss.

means purchase price less depreciation.

means the service provider with which the Company has contracted to coordinate and deliver emergency travel assistance, medical evacuation, and repatriation.

means luggage and personal possessions, whether owned, borrowed, or rented, taken by You on the Trip.

means the filing of a petition for voluntary or involuntary Bankruptcy in a court of competent jurisdiction under Chapter 7 or Chapter 11 of the United States Bankruptcy Code 11 U.S.C. Subsection 101 [..]

means the allowable time period You have from the date of Injury or onset of Illness to receive Treatment for a covered Injury or Illness.

means identifiable physical injury which: (a) is caused by an Accident, and (b) solely and independently of any other cause, except illness resulting from, or medical or surgical treatment rendered ne [..]

means property used in trade, business, or for the production of income; or offered for sale or trade or components of goods offered for sale or trade.