The period of time the life insurance covers the policy-holder.

The analysis that reviews the policyholder’s current financial goals, with the objective of helping to determine how much insurance he or she might require.

The payment required by the life insurance company in order for the insured’s policy to remain in effect. Depending on the terms agreed upon, the premium might be paid at once or in a series of regula [..]

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The life insurance company's operating costs. It covers salaries, medical examinations, building rent, underwriting, advertising, printing costs, agency expenses and premium taxes. These expenses [..]

The death benefits that are available prior to the death of the insured. Sometimes called Living Benefits, they are usually accessible in cases of chronic or terminal illness.

Generally an add-on to a regular life insurance policy, Accidental Death Insurance is a pretty accurate name. It is only paid if the death of the insured occurs as the result of an accident.

An insurance policy that pays out only if the insured dies, becomes blind or is dismembered in an accident.

Interest that has been earned and recognized but not yet paid out (or the borrower has not received the payment).

A person licensed by the state to negotiate insurance contracts. An agent can be independent and represent multiple companies, or a direct writer who sells policies for only one company.