The interest on a student loan that begins to accrue (accumulate) after a student completes school. This interest is charged on the principal (dollar) amount of the loan.

Adding accumulated interest to the loan principal rather than having the borrower make monthly interest payments. Capitalizing interest increases the principal amount of the loan and, therefore, the t [..]

The Congressional Budget Office determines the costs of government programs and of changes being proposed by Congress.

Borrowers who enter repayment in a given fiscal year.

Consolidation occurs when a borrower with multiple loans requests that all of his or her loans be consolidated into one loan. Repayment begins 60 days after discharge of prior loans; certain deferment [..]

Dollars adjusted using a price index to eliminate inflationary factors. This adjustment facilitates direct comparison over time.

Failure to repay a loan in accordance with the terms of the promissory note.

The temporary postponement of loan payments.

Incidents of late or missed loan payments, as specified in the terms of the promissory note and the selected repayment plan.