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sunlife.com
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Definitions (34)
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accidental death benefit
Money paid to the beneficiary if the insured person dies due to an accidental injury
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ad&d insurance
Pays a benefit if the insured suffers a covered loss or death due to an Accidental Injury
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basic life insurance
Coverage that employers provide to employees; term insurance coverage usually paid for by the employer
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beneficiary
Person who receives money from an insurance policy or investment account
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beneficiary
A beneficiary who can’t be changed without his or her permission
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benefit duration
Length of time you continue to receive benefits, assuming you remain totally disabled; normally 13 or 26 weeks (up to 52 weeks in certain selected plans) for short-term disabilities and from 2 years t [..]
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calendar year maximum
Maximum dollar amount of benefits your plan will pay toward the cost of dental care over the course of a calendar year (i.e., January 1 to December 31)
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coinsurance
The portion of the cost of care that your dental plan is responsible for paying (you pay the rest)
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coverage
Amount of protection you have purchased. The maximum amount of money an insurance company will pay you if you make a claim for a loss or event covered by your policy.
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critical illness insurance
An insurance policy that pays you a lump sum benefit (up to a maximum and subject to exclusions, limitations, waiting periods, and pre-existing conditions) upon diagnosis of a covered critical illness [..]
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