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Definitions (79)
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balloon payment
An installment payment on a promissory note - usually the final one for discharging the debt - which is significantly larger than the other installment payments provided under the terms of the promissory note.
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academic affairs
Academic Personnel & Programs Diversity & Engagement Institutional Research & Academic Planning Research & Graduate Studies Student Affairs Chief Financial Officer Budget Analysis & Planning Capital Asset Strategies & Finance Financial Accounting Procurement Services Risk Services Chief Operating Officer Energy & Sustain [..]
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ach
(see Automated Clearing House)
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amortization
Loan payments by equal periodic amounts calculated to pay off the debt at the end of a fixed period, including accrued interest on the outstanding balance.
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amortized loan
A loan to be repaid, by a series of regular installments of principal and interest, that are equal or nearly equal, without any special balloon payment prior to maturity.
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anniversary date
The date upon which the twelfth payment is due. This occurs in the same calendar month and day each year thereafter on any MOP Promissory Note.
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annual percentage rate
A percentage rate that reflects the amount of interest earned or charged.
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applicant
An eligible Appointee designated by one of the ten University campuses, Office of the President or, LBNL as eligible to apply for a loan under the UC Home Loan Program.
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application checklist
An itemized list of documentation that the borrower and the campus need to provide to the Office of Loan Programs for either pre-approval or loan approval. Also known as form OLP-09.
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appointee
A person who has been offered and has accepted a full-time position with the University of California.
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