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Benefit TriggersInsurance companies use benefit triggers as criteria to determine when you are eligible to receive benefits. The most common benefit triggers for long-term care insurance are: Needing help with two or more Activities of Daily Living Having a Cognitive Impairment such as Alzheimer's Disease
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Benefit TriggersTerm used to describe the requirements a policyholder must satisfy to start receiving paid benefits from the insurance company. For policies intended to be tax-qualified, they include suffering a severe cognitive impairment or an inability to perform two-of-six Activities of Daily Living (ADLs) for care expected to last for a period of at least 90 [..]
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