If you do not make an insurance claim over the life of your policy, your insurer may offer you a no claims discount (sometimes called an NCD) when it’s time to renew your policy. If you don’t claim fo [..]

A discount on your car insurance premium. Your No Claims Discount is calculated based on your years of driving experience and your claims record. As you gain more years of claim-free driving experience you receive a greater discount on the full priced premium, until you reach the maximum discount (Rating 1).

No claim discount or no claim bonus gives you a reduced premium for not making a claim on your car insurance policy. The longer the period of no claim, the higher the discount, up to a maximum, usually 75%. Note: it's a no claim bonus, not a no blame bonus. Also see Guaranteed no claim discount or bonus.

This is exactly what it says ’it is. If a policy holder completes a year of insurance without making a claim, he will get a discount off his premium when he renews his policy. Claims cost money - note [..]

A reduction in renewal premium to reflect a claim free record under a policy.

Is a scale of discounts applied to motor tariff premium. It also reflects the previous driving record of the Insured. If the Insured claims or a third party claims against his policy, regardless of who was driving at the time of accident with the compliance of the policy condition, the Insured's NCD will be affected that is it will be zero upo [..]