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Standard APRThe standard APR (annual percentage rate) comes into effect after the introductory period expires. Also known as the "go-to rate." A single credit card may have several APRs, each applying to a different type of transaction, such as purchase, cash advance or balance transfer.
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Standard APRA standard APR is something that begins after the introductory period has ended. The APR will come in many forms and each is associated with different actions made by a credit card owner such as a purchase or a balance transfer.
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