n. a person whose official driving record (accidents and tickets)...

 A risk which is not ordinarily acceptable to insurers and, thus, is "assigned" to an insurer by an assigned risk pool or plan. Each participating company agrees to accept its share [..]

A driver with a poor record who would normally be denied coverage by insurance companies, and who is assigned to a state operated or designated insurance program.

a poor risk (as an accident-prone driver) that insurance companies would normally reject but are forced to insure by state law

An insured whose insurance is provided through an assigned risk pool or plan.

A governmental pool established to write business declined by carriers in the standard insurance market.

Assigned risk is defined as “a danger or hazard of loss or injury that an insurer will not normally accept for coverage under a policy issued by the insurer, but that the insurance company is required [..]

A method to provide insurance to the uninsurable. In mandatory insurance states, everyone must have insurance regardless of their risk or record. These states require that each company writing insurance in their state must take a number of clients that they would not insure otherwise.

A driver or vehicle owner who cannot qualify for insurance in the regular market. He or she must get coverage through a state assigned risk plan which specifies that each company must accept a proport [..]

 A driver or vehicle owner who cannot qualify for insurance in the regular market. He or she must get coverage through a state assigned-risk plan

A risk not ordinarily acceptable to insurers which is, according to state law, assigned to insurers participating in a plan in which the insurers agree to accept their share of these risks.

See Automobile Insurance Plan.

This is a state-based program Washington uses to issue insurance coverage for people who cannot buy auto insurance. The Western Association of Automobile Insurance Plans administers the Assigned Risk Plan in Washington state. The Plan assigns these drivers to insurance companies that do business in Washington based on how much auto insurance the co [..]

A market used to provide insurance to customers who cannot qualify for insurance in the regular market. Such customers must get coverage through a state assigned risk plan, which specifies that each c [..]

A driver who does not qualify for insurance in the regular market and as a result must get coverage through a state assigned risk plan.

A risk that insurance companies are obligated to cover according to state law even if they would prefer not to.

A programme normally legislated by government, which is designed to provide an insurance market for risks that are considered undesirable or otherwise uninsurable. The legislation requires all insurers in that particular state to participate in the Assigned Risk Plan, usually on a proportionate basis to the amount of conventional business they unde [..]

A risk that may not be generally acceptable to any insurance company but for which the law says that insurance must be acquired. Personal auto liability is one such necessary coverage. Insurance companies doing personal auto business in a state can be required to accept assignment of a portion of the state’s unacceptable drivers as insureds.

See Automobile Insurance Plan.

n. a person whose official driving record (accidents and tickets) is so poor that he/she cannot purchase commercial auto insurance, and must be assigned to a state operated or designated insurance pro [..]