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claimA demand by a person or business seeking to recover from an insurer for a loss that may be covered by an insurance policy.
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claimA request to an insurance company for recovery for a loss.
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claimland demanded or requested by an individual, usually for mining purposes.
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claimto state as the truth.
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claimto demand as a right.
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claim1) v. to make a demand for money, for property, or for enforcemen...
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claimA creditor's assertion of a right to payment from a debtor or the debtor's property.
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claimA request for payment that you or your health care provider submits to your health insurer when you get items or services you think are covered.
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claimA request for payment that you submit to Medicare or other health insurance when you get items and services that you think are covered.
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claimDemand to the insurer by an insured person for the payment of benefits under a policy.
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claimThe entitlement of a creditor to repayment of a Loan; by extension, the loan itself of the outstanding amount thereof.
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claimA bill for medical services rendered, typically submitted to the insurance company by a healthcare provider.
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claimA request for payment that you or your health care provider submits to your health insurer after you receive items or services you think are covered.
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claimA policyholder's request for reimbursement from an insurance company under a home insurance policy for a loss to property.
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claimA request for payment under a dental benefit plan; a statement listing services rendered, the dates of services, and itemization of costs. The completed request serves as the basis for payment of bene [..]
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claimA demand made by the insured, or the insured's beneficiary, for payment of the benefits as provided by the policy.
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claimUsed in reference to insurance, a claim may be a demand by an individual or corporation to recover, under a policy of insurance, for loss that may come within that policy.
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claimearly 14c., "a demand of a right; right of claiming," from Old French claime "claim, complaint," from clamer (see claim (v.)). Meaning "thing claimed or demanded" is from [..]
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claimc. 1300, "to call, call out; to ask or demand by virtue of right or authority," from accented stem of Old French clamer "to call, name, describe; claim; complain; declare," from La [..]
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claimRefer to "See Also" column to the right.
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claimA written report a customer files with Atlas for payment for loss or damage to property that may have occurred while shipment was in possession of Atlas.
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claimA claim is the request you make for compensation from your insurer if you suffer a loss that is covered by your insurance policy.
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claimA charge made against a carrier for loss, damage, delay, or overcharge.
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claimYou file an insurance claim when you send your insurance company paperwork asking the company to pay for any of the expenses your policy covers.
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claimThe assertion of one of the contracting parties against the other seeking financial adjustment or interpretation with financial implications of an existing contract, subject to the terms of the contra [..]
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claimA claim is an unsolicited request for an additional payment or extension of time that is disputed by the other party, either because it has no basis in the contract or, because there is a difference i [..]
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claimInformation about how a product or service works, what it contains, or what benefits it provides. Examples include statements that a pill will cause you to lose 30 pounds, or that a product is environ [..]
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claimA request by you or your provider for the payment of funds or the provision of services under the terms of an insurance contract or policy.
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claimA payment request to the health plan for covered services provided to an individual enrolled in the health plan. A claim can be submitted by the patient, the patient's representative or by the h [..]
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claimA claim is what a doctor submits to us so they can get paid. It shows the medical services that were provided to you.
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claimA request for payment under the terms of an insurance policy.
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claiman assertion of a right (as to money or property); "his claim asked for damages" assert or affirm strongly; state to be true or existing; "He claimed that he kil [..]
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claimThe term used in match play to denote a protest by a player regarding a possible breach of the rules.
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claimSingle loss or a series of losses due to one cause covered by this Policy.
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claimto demand something because you believe you should have it
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claimNotice to an insurer that under the terms of a policy, a loss maybe covered.
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claimA formal request for payment related to an event or situation that is covered under an in-force insurance policy.
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claimA written bill for services, submitted by a patient or on behalf of a patient to the patient’s health insurance carrier for payment, per the terms of the patient’s health insurance plan.
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claimDefinitions (3) 1. Notification to an insurance company requesting payment of an amount due under the terms of the policy. also called insurance claim.
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claimThis is notification given to an insurance company asking for payment under the term of the insurance policy. May also be referred to as insurance claim.
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claimA request made in a court of law.
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claimA report to Verizon that describes what the customer believes to be an incorrect charge. Claims may be made for recurring charges, non-recurring charges and usage; they may be general or individual.
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claimA notice from a library informing the publisher or subscription agent that a specific issue of a newspaper or periodical on subscription, or item on continuation order, has not been received within a [..]
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claim[Old French, from clamer to call, claim, from Latin clamare to shout, proclaim] 1 a : a demand for something (as money) due or believed to be due ;specif : a demand for a benefit (as under the ...
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claimA demand for payment under an insurance policy for a loss covered by that policy.
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claimFrom the Latin "clamor", which was the judicial or community outcry that resulted from the discovery of a wrongdoing.
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claimA demand made upon a transportation company for payment due to loss or damage of freight alleged to have occurred while shipment was in possession of carrier.
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claima request made by the insured for insurer remittance of payment due to loss incurred and covered under the policy agreement.
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claimStatement of loss, damage or delay to a household good shipment while in the care, custody or control of the carrier.
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claimIf upon delivery, you notice damaged or missing items you should mark the delivery receipts and inventory accordingly. You must then notify the insurer's of your intent to make a claim within 45 [..]
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claimDepending on the context, either: (1) A written demand or written assertion by one of the parties to a Federal award seeking as a matter of right: (i) The payment of money in a sum certain; (ii) The a [..]
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claimAn assertion by a subject about the value of an attribute.
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claiman argument about some aspect of the universe; a statement that addresses a testable question. Cleavage
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claimNotification to an insurance company that payment of an amount is due under the terms of a policy.
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claimdemand.
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claimA claim is made when a payment is due under an insurance policy. The insurer is notified by the beneficiary and a request for payment is sent. This may be reviewed by the insurer.
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claimPresentation of documents under a Demand Guarantee or Letter of Credit.
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claimAccording to Federal Bankruptcy Code 11 USCS § 101 [Title 11. Bankruptcy; Chapter 1. General provisions] the term claim means:
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claimClaim refers to the assertion of a fact, or set of facts, that establishes a legal right to some form of compensation or remedy which is enforceable in court. Claim can also refer generally to a belie [..]
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claimSynonymous with the term "debt," for purposes of this document. (see "Debt.) Alternative meanings of the word "claim" include a request (1) submitted by a lender for government payment of a defaulted guaranteed loan; (2) filed with the Department of Justice for the pursuit of litigation and/or enforced c [..]
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claim(n) an assertion of a right (as to money or property)(n) an assertion that something is true or factual(n) demand for something as rightful or due(n) an informal right to something(n) an established o [..]
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claimSee Terms and Definitions related to Insurance. [Click Here to Return to List]
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claimA request for payment of a benefit for which qualifying expenses have been incurred under the terms of the policy and in line with its rules.
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claimA request for payment that you submit to Medicare or other health insurance when you receive services or benefits that you expect to be covered. Medicare Part A claims are processed by fiscal intermediaries, and Medicare Part B claims are processed by Medicare carriers. Medicare Advantage (Medicare Part C) private health plans and Medicare Part D ( [..]
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claimThis is a request to be paid by a health plan for health services given. An example would be the claim your doctor sends to your health plan for an office visit. It is also a request for payment under [..]
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claimThe formal request by a policy holder or claimant to be paid under the terms of the insurance policy.
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claimA request for payment from an insurance policy.
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claimCargo:
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claimAny request or demand for payment under the terms of the insurance policy.
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claima geographically limited area in which a miner, prospector, or mining company has the exclusive right to mine; a claim may be leased or owned outright by the claimant
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claim(1) A demand for payment to compensate for freight damage that is supposed to have occurred while the cargo was in the hands of the carrier (2) A demand for refund of an overcharge. See overcharge. [..]
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claimA request for payment under the terms of an insurance policy.
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claimRequest for payment of a loss as covered under the terms of an insurance contract.
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claimA formal application by the insured party to recover losses from the insurance company who underwrite a policy
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claimRequest by an insured for the insurance company to cover an incurred loss. A claim may be filed online, by phone or in writing.
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claimThe product of your insurance policy allowing you to demand compensation for loss or damage you incurred that is covered under your insurance policy.
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claimA request or claim for payment made under the terms of an insurance policy to compensate for damage, loss or injury.
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claimA claim is an application to your car insurer to fulfil their obligations as outlined in your policy. So if you are in an accident and your vehicle is damaged, and the terms and conditions of your pol [..]
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claimA request to receive a benefit under the terms of your insurance policy. You will need to notify us of the event which gives rise to your claim and supply supporting evidence such as repair quotations and police reports.
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claimThe amount of money a person(s) believes he or she should be paid by an insurance company as a result of an accident. Can be for property damage, bodily injury or both.
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claimYou make a claim when you ask the insurance company to pay for a loss that's covered under your policy.
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claim Any request or demand for payment under the terms of the insurance policy.
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claimRequest by the policyholder to be reimbursed by the insurance company for loss covered under the insurance policy.
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claimAn incident that would give rise to a request by the policyholder for a payout or indemnity under a policy.
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claimA request to the insurance company by the policyholder for payment of a loss in accordance with the policy contract.
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claimn. (payment by guarantor to lender for defaulted loan) demanda; v. (exemption or tax credit) reclamar
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claimAn assertion of a right to money or property made by the injured party that is suing.
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claim(WCB) - A request on a prescribed form C-3 for workers' compensation for work-connected injury, occupational disease disablement, or for death (form C-62) resulting from either cause. A claimant [..]
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claim(CIRB, Carriers) - A demand for payment or recovery for loss under an insurance contract. Cases are counted as claims only when a payment is made or a reserve is established.
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claimA request made by a loan holder or lender to a guaranty agency for payment of an insured student loan in the Federal Family Education Loan Program (FFELP) when the loan becomes at least 270 days delinquent or meets other federal criteria.
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claimA demand for something somebody has a right to or owns.
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claimA request raised to get a reimbursement on the expenses incurred to repair damages to the car or get a replacement in case of car theft. It is as per the terms and conditions of the car insurance policy.
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claimYou make a claim when you ask your insurer to pay you the sum of money that is owed to you under the terms of your insurance policy.
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claimAny request or demand for payment under the terms of the insurance policy to cover an incurred loss.
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claimWhen you tell us about the accidental damage to or loss of your insured property (your car, house or possessions) and you ask us to reimburse you for it. A claim includes where we will pay for your l [..]
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claimA loss arising to the insured person, such as the damage or theft of their vehicle. This causes a liability to the insurance company under the terms of the policy.
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claimA call buy the insurance buyer for benefits to be paid out under the terms or the insurance contract.
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claimA policyholder's notification of a possible loss under an insurance policy or a request to be reimbursed for a loss.
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claimA request to an insurance company for payment to cover a loss. Filing claims and paying out claims are handled according to your insurance company’s procedures and your insurance policy. At National G [..]
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claimA person's request for payment by an insurer for a loss covered under a policy. Your claims to your company are "first-party claim." Claims made by one person against another person's company are known as "third-party claims."
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claimA request to an insurer for compensation for a loss.
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claimA request by a policyholder or a claimant for payment under a policy of insurance
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claimAny report of an incident in which the policy holder requests a payout or indemnity from the insurer under the conditions of the policy.
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claimWhen an insured person or 'claimant' notifies an insurer of a possible loss under their insurance policy.
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claimWhen loss or damage occurs that’s likely to be covered by an insurance policy, this is the action that the policy-holder takes to obtain the benefits provided by the insurance policy.
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claimThis is what you file with the insurance company after an accident or incident. It’s your way of saying, can you help me handle this and pay this money you promised to in the event of something bad ha [..]
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claimThe demand for benefits as provided by the policy.
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claimDisorders claimed as a result of Military service.
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claimA charge made against a carrier for loss, damage or delay.
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claimA request for payment of the benefit of an insurance policy made by the policyholder or beneficiary.
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claimA formal request for payment related to an event or situation that is covered under an in-force insurance policy.
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claimA request for payment of a loss which may come under the terms of an insurance contract.
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claimNotification to an insurance company that payment of an amount is due under the terms of the policy
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claimA request to an insurer or reinsurer for payment of a loss that may come under the terms of an insurance contract.
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claimA demand made by an insured person for payment of benefits as described in their insurance policy.
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claimWhen you suffer a loss that’s covered by your insurance, such as an automobile accident, you submit a request to your auto insurance company to pay or reimburse you for expenses, damages and other fin [..]
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claimA request by an individual (or his or her provider) to an individual’s insurance company for the insurance company to pay for services obtained from a health care professional.
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claimA demand made by the insured, or the insured's beneficiary, for payment of the benefits as provided by the policy.
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claimDepending on the context this term may refer to: (A) a demand made by a policyholder on his insurer (s) for payment or some other contractual benefit under an insurance policy (B) a demand made by an insurer on its reinsurer(s) to be paid under a reinsurance contract (C) a demand made by a third party on a policyholder to be compensated for some in [..]
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claimThe demand for benefits as provided by the policy.
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claimAny request or demand for payment under the terms of the insurance policy. A claim may be made as a result of injuries or damages to an insured or for a third party's injuries or property damage [..]
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claimA request made by the insured for insurer remittance of payment due to loss incurred and covered under the policy agreement.
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claimA request by the customer to be compensated by their insurance company for losses covered by an insurance policy.
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claima request for payment by an insured for a loss associated with a covered vehicle
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claimA request for payment for benefits received or services rendered.
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claimA request for benefits payment to an insured employee or beneficiary (the claimant).
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claimA demand made by you the insured, or your estate, for payment of the benefits as provided by the policy.
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claimClaim in case of Car Insurance is a request made by the insured to the insurance company to cover a loss incurred by the insured car.
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claimAn itemized bill for services provided to a member.
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claimAny demand or request of payment under the terms of an insurance policy.
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claimThe information billed to the insurance company for services provided.
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claimA formal demand for benefits included in an insurance policy.
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claimNotification to an insurance company that payment or some benefit is required because a loss which is covered by the policy has occurred.
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claimA demand for payment by a policyholder to an insurance company, or by an injured party to the policyholder, for recovery of a loss.
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claimRefers to the form submitted to the insurance company for payment of benefits.
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claimA statement sent to an insurance company that lists the treatment performed, the date of that treatment and an itemization of associated costs. Also serves as the basis for payment of benefits.
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claimA request by you for payment by the insurance company of medical expenses that are covered under the insurance policy. The provider of a medical service will usually file a claim for you.
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claimA demand for payment of a policy benefit because of the occurrence of an insured event.
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claimA request for payment of benefits under the terms of an insurance policy.
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claimA request by a policyholder or a claimant for payment under a policy of insurance
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claimA request by a policyholder or a claimant for payment under a policy of insurance
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claimNotice to an insurer that under the terms of a policy, a loss maybe covered.
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claimThe amount payable under a contract of insurance or reinsurance arising from a loss relating to an insured event.
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claimNotification to an insurance company that payment of the benefit is due under the terms of the policy.
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claima request from an individual, organization or business seeking to recover from the insurance company for a loss that may be covered by an existing insurance policy.
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claimA request for benefit payment under the terms of an insurance policy.
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claimAny request or demand for payment under the terms of the insurance policy
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claimNotice to an insurer that under the terms of a policy, a loss may be covered.
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claimAn accident Injury or loss to the insured person which results in liability to the insurer under the policy it has issued on its behalf.
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claima request from the insured to the insurance company for payment
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claimA demand for payment under an insurance contract or bond. The estimated or actual amount of a loss.
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claimA demand for payment under an insurance contract or bond. The estimated or actual amount of a loss.
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claimA demand for payment under an insurance contract or bond. The estimated or actual amount of a loss.
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claimNotice to an insurer that under the terms of a policy, a loss may be covered.
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claimA demand for payment under an insurance contract or bond. The estimated or actual amount of a loss.
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claimA request for payment that you or your health care provider submits to your health insurer after you receive items or services that you believe are covered by your plan.
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claimAn itemized bill for services provided to a member.
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claimNotification to an insurance company that payment or some benefit is required because a loss which is covered by the policy has occurred
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claimA formal request made by an insured person for the benefits provided by an insurance policy.
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claimNotification to an insurance company that payment of the benefit is due under the terms of the policy.
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claimYour medical bill that is sent to an insurance company for processing.
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claimA request for payment of a loss which may come under the terms of an insurance contract. There are two types of claims. First party claim is one made by the policyholder in which the policyholder repo [..]
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claimA request you make to the insurance company for payment of the benefits as provided by the policy.
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claimThe bill you or your provider sends to the health plan for health care services that you received.
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claimThe request for reimbursement that you make to the insurance company when you’ve been injured or your car has been damaged.
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claimA notification to the insurance company that details damages or losses which may be covered by an insurance policy.
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claimA demand for payment under an insurance contract or bond. The estimated or actual amount of a loss.
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claimA request for payment according to the policy terms made by the policy owner to the insurer
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claimA demand for payment under an insurance contract or bond. The estimated or actual amount of a loss.
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claimAny request for payment or coverage under the terms of your insurance policy.
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claima formal request to the insurance company for payment of benefits under the insurance contract.
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claimA demand for payment under an insurance contract or bond. The estimated or actual amount of a loss.
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claimA demand for payment under an insurance contract or bond. The estimated or actual amount of a loss.
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claimA demand for payment under an insurance contract or bond. The estimated or actual amount of a loss.
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claimA demand made by the insured, or the insured’s beneficiary, for payment of the benefits as provided by the policy. A demand to recover under an insurance policy for loss. In Commercial General Liability insurance, a policy for loss. In Commercial Liability insurance, the claim may be against the insured by a third party under the insurance policy h [..]
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claimA demand for payment under an insurance contract or bond. The estimated or actual amount of a loss.
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claimA demand for payment under an insurance contract or bond. The estimated or actual amount of a loss.
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claimA demand for payment under an insurance contract or bond. The estimated or actual amount of a loss.
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claimA demand for payment under an insurance contract or bond. The estimated or actual amount of a loss.
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claimA demand for payment under an insurance contract or bond. The estimated or actual amount of a loss.
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claimA demand for payment under an insurance contract or bond. The estimated or actual amount of a loss.
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claimA demand for payment under an insurance contract or bond. The estimated or actual amount of a loss.
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claimA demand for payment under an insurance contract or bond. The estimated or actual amount of a loss.
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claimA demand for payment under an insurance contract or bond. The estimated or actual amount of a loss.
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claimA demand for payment under an insurance contract or bond. The estimated or actual amount of a loss.
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claimA demand for payment under an insurance contract or bond. The estimated or actual amount of a loss.
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claimA demand for payment under an insurance contract or bond. The estimated or actual amount of a loss.
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claimA demand for payment under an insurance contract or bond. The estimated or actual amount of a loss.
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claimA demand for payment under an insurance contract or bond. The estimated or actual amount of a loss.
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claimNotice to an insurer that under the terms of a policy, a loss may be covered.
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claimA demand for payment under an insurance contract or bond. The estimated or actual amount of a loss.
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claimA demand for payment under an insurance contract or bond. The estimated or actual amount of a loss.
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claimA demand for payment under an insurance contract or bond. The estimated or actual amount of a loss.
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claimA demand for payment under an insurance contract or bond. The estimated or actual amount of a loss.
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claimA demand for payment under an insurance contract or bond. The estimated or actual amount of a loss.
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claimA demand for payment under an insurance contract or bond. The estimated or actual amount of a loss.
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claimA demand for payment under an insurance contract or bond. The estimated or actual amount of a loss.
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claimA demand for payment under an insurance contract or bond. The estimated or actual amount of a loss.
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claimA demand for payment under an insurance contract or bond. The estimated or actual amount of a loss.
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claimA request for payment or repair under an insurance contract due to a covered loss or accident.
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claimNotice to an insurer that under the terms of a policy, a loss may be covered.
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claimA request by an individual (or his or her provider) to an individual's insurance company for the insurance company to pay for services obtained from a health care professional.
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claimA request for payment under the terms of an insurance policy.
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claimA portion of land held either by a prospector or a mining company. In Canada, the common size is 1,320 ft. (about 400 m) square, or 40 acres (about 16 ha). Clay
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claimNotification to an insurance company of a call by a policyholder to the benefits due under the terms of an insurance policy or scheme.
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claimMining right that grants holder the exclusive right to search, within a given territory, for any mineral substance. May exclude peat, sand, clay, gravel, hydrocarbons, brine and stone used for industrial purposes.
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claimA portion of land held either by a prospector or a mining company. In Canada, the common size is 1,320 ft. (about 400 m) square, or 40 acres (about 16 ha). Clarification
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claimsomething that is claimed, esp. a piece of public land for which formal request is made for mining or other purposes.
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claimA creditor's assertion of a right to payment from a debtor or the debtor's property.
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claimA request for payment under the terms of an insurance policy.
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claimA demand for payment of a policy benefit because of the occurrence of an insured event, such as the death or disability of the insured or the maturity of an endowment, the incurrence of hospital or me [..]
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claimA claim is an assertion of fact or a demand for compensation or damages, submitted to a court or hearing.
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claimLegal and factual grounds for a court to grant relief.
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claimA written complaint about the execution of a contract of transportation by a carrier, combined with a demand for financial compensation
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claimA statement about student performance based on how students respond to test questions. PARCC tests are designed to elicit evidence from students that support valid and reliable claims about the extent to which they are college and career ready or on track toward that goal and are making expected academic gains based on the Common Core State Standar [..]
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claimThe Laws (68A) defines a claim this way: “Any statement to the effect that a contestant will win a specific number of tricks is a claim of those tricks. A contestant also claims when he suggests that [..]
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claimstatement of intention to win or concede a certain number of tricks, suggesting that further play is unnecessary
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claimA request for payment of the contractual benefits by the insurer that is made as soon as the contigency covered by the policy arises. A written request is made by the insured or the nominee for the insurance company to cover the incurred loss, which is submitted on a standard form provided by the insurance company.
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claimNotice to an insurer that under the terms of a policy, a loss maybe covered.
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claimRequest by the insured (or his/her provider) to an insurance company to pay for services obtained from a health care provider. The claim is usually submitted in a pre-determined format or a claim form [..]
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claim A request for payment from an insurer in accordance with the terms and conditions of your insurance policy
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claimA request by an individual (or his or her provider) to that individual's insurance company to pay for services obtained from a health care professional. An itemized statement of healthcare services and their costs provided by a hospital, physician's office, or other provider facility. Claims are submitted to the insurer or managed care pl [..]
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claimTwo Meanings: 1. Used generally to refer to one party’s …
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claimAn amount of money, funds, or property that has been determined by an agency official to be due to the United States by any person, organization, or entity, except another Federal agency. As used in A [..]
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claimRequest by the insured(or his/her provider) to an insurance company to pay for services obtained from a health care provider. The claim is usually submitted in a pre-determined format or a claim form.
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claimA request for payment of a loss which may come under the terms of an insurance policy.
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claimA demand made upon a transportation line for payment on account of a loss sustained through its alleged negligence.
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claimShipper's statement of loss or damage to any of his or her household goods while they were in the care of the carrier or its agent. Such a statement is generally made on a "Claim Form."
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claimA statement assessing a loss or damage to the shippers’s goods, while in the process of shipping or loading and unloading.
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claimA demand for property of the estate, Claims are usually made by a creditor, a spouse with the right to the elective share, or a person with the right to the Homestead Allowance, Family Allowance or Ex [..]
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claimThe exercising of a policyholder’s right under a policy to be paid by his or her insurance company for certain financial losses suffered. A claim can be any notification of a possible loss under an insurance policy, whether or not any payment follows. For every claim that is reported, the insurance company must set aside money (“reserves”) sufficie [..]
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claimA document that provides evidence needed to prove loss due to damage, shortage, or overcharge.
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claimA request made by a loan holder or lender to a guaranty agency for payment of an insured student loan COA
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claim1) v. to make a demand for money, for property, or for enforcement of a right provided by law. 2) n. the making of a demand (asserting a claim) for money due, for property, from damages or for enforce [..]
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claimThe action that the owner of movable property used or in the possession of the company placed in Safeguard, Receivership or Liquidation must undertake to assert his rights. [..]
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claimthat part of the patent which defines the limits of the grant of rights. A claim may be "independent" or "dependent". Claims are written in a very odd legalistic fo [..]
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claimAn adverse right or interest asserted by one part against another or against an insurer or indemnitor. Claims may arise from unpaid debts or taxes, as well as from hidden title defects such as fraud, [..]
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claimAn adverse right or interest asserted by one party against another or against an insurer or indemnitor. Claims may arise from unpaid debts or taxes, as well as from hidden title defects such as fraud, [..]
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claima right to assert a demand for payment of money due; or the surrender or delivery of possession of property or the recognition of some right.
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claimA formal statement by a person or group claiming a legal right to something or demanding protection or recovery of a right alleged to have been lost. Also, the action taken to have the claim settled. Indian claims are often made for the recognition of ABORIGINAL RIGHTS, for the fulfillment of Indian TREATIES, and for compensation for or return of l [..]
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claim a written declaration of the amount of land held in the open fields, commons and wastes at the time of enclosure.
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claimAllegation by an individual or state that it is entitled to a remedy for an injury caused by an offender (usually the state).
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claimNotice to an insurer that under the terms of a policy, a loss maybe covered.
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claimClaim may refer to:
Claim (legal)
Patent claim
Land claim
Proposition, a statement which is either true or false
A right
Sequent, in mathematics
A main contention, see conclusion of law
Claims-based i [..]
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claimThis is a formal request that’s made either by a plan participant or his or her healthcare provider to the insurance company, asking for payment for a procedure the member received.
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claimA request for payment of the contractual benefits that is made by the insured / beneficiary when the contingency covered by the policy arises.
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