floodsmart.gov

Website:https://www.floodsmart.gov/
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Definitions (25)

1

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act


The National Flood Insurance Act of 1968 and any amendments to it.
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Actual cash value


The cost to replace an insured item of property at the time of loss, less the value of physical depreciation.
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Base Flood


The flood having a 1% chance of being equaled or exceeded in any given year.
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Base Flood Elevation


The elevation shown on the Flood Insurance Rate Map (FIRM) for Zones AE, AH, A1-A30, AR, AR/A, AR/AE, AR/A1-A30, AR/AH, AR/AO, V1-V30, and VE that indicates the water surface elevation resulting from a flood that has a 1% chance of equaling or exceeding that level in any given year.
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basement


Any area of the building, including any sunken room or sunken portion of a room, having its floor below ground level (subgrade) on all sides.
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Breakaway wall


A wall that is not part of the structural support of the building and is intended through its design and construction to collapse under specific lateral loading forces, without causing damage to the elevated portion of the building or supporting foundation system.
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community


A political entity that has the authority to adopt and enforce floodplain ordinances for the area under its jurisdiction. In most cases, a community is an incorporated city, town, township, borough, village, or an unincorporated area of a county or parish. However, some states have statutory authorities that vary from this description.
Source: floodsmart.gov

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Community Rating System


A program developed by the FEMA Mitigation Division to provide incentives for those communities in the National Flood Insurance Program that have gone beyond the minimum floodplain management requirements to develop extra measures to provide protection from flooding.
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CONDOMINIUM


That form of ownership of real property in which each unit owner has an undivided interest in common elements.
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Elevated Building


A building that has no basement and has its lowest elevated floor raised above the ground level by foundation walls, shear walls, posts, piers, pilings, or columns. Solid foundation perimeter walls are not an acceptable means of elevating buildings in V and VE zones.
Source: floodsmart.gov


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