or "AIP" means any amounts paid out of the Heritage Plans other than: (i) Educational Assistance Payments; (ii) refund of contributions to a subscriber; (iii) the repayment of CESG, CLB, QESI, ACES and SAGES; (iv) the payment to, or to a trust in favour of, a Designated Educational Institution; and (v) a payment to a trust holding [..]

stands for the Alberta Centennial Education Savings Plan Grant, which was the grant from the Government of Alberta with the cumulative lifetime maximum of $800 per eligible beneficiary, which was discontinued effective July 31, 2015.

 means the annual fee paid to the Heritage Educational Foundation under the Heritage Plans to reimburse it for its expenses.

stands for the additional Canada Education Savings Grant available to qualifying families. The amount of Additional CESG is up to 20% annually on the first $500 of contributions to a Registered Education Savings Plan.

stands for the additional Quebec Education Savings Incentive available to qualifying families. The amount of Additional QESI is up to 10% annually on the first $500 of contributions to a Registered Education Savings Plan.

means the Education Savings Plan Enrollment Application for enrollment in the Heritage Plans and, if applicable, the Notice of Transfer to Self-Determined Option for enrollment in the Self- Determined Plan.

means the decrease in the number of the beneficiaries in the same beneficiary group due to failure to fulfill financial and educational commitments to the plan.

stands for the Canada Education Savings Grant of up to 20% annually on up to $2,500 of contributions to a Registered Education Savings Plan.

stands for the Quebec Education Savings Incentive of up to 10% annually on up to $2,500 of contributions to a Registered Education Savings Plan.

means the child nominated and enrolled in the Heritage Plans, or any individual substituted for that child, to whom Educational Assistance Payments will be paid provided that he or she will be eligible to receive such payments.