A one-off fee which may apply to set up a personal or other loan.

A payment made by the government to the super fund of a low or middle income earner to reward them for making personal contributions to super. If you earn less than $35,454, the Australian Government [..]

A nominated event you must satisfy to be able to access superannuation savings. Examples include permanently retiring from the workforce after reaching preservation age, reaching age 65 or becoming to [..]

An asset, such as a house or motor vehicle, which is owned by one entity but where someone else has a valid claim over it. For example, if your home is mortgaged, you own the asset but your lender has [..]

A scheme that attracts investment mostly for the tax benefits it offers, such as an agricultural or film scheme. An investment is said to be ‘tax-effective’ if investors pay less tax on it than they w [..]

The level of annual income, as set by the Australian Taxation Office (ATO), on which you do not have to pay income tax. See ATO: Individual income tax rates.

A fund that invests across a mix of asset classes like cash, fixed interest investments, property and shares, to achieve medium- to long-term capital growth and a reasonable level of income.

The central benchmark interest rate in Australian financial markets at which banks will lend to each other (via bank bills) for periods of 6 months or less.

A process for individuals to be legally declared as being unable to meet their debt obligations.

In investing, an index that can be used to evaluate the performance of an investment.