A policy developed by a health insurer for a specific company, generally available to employees of that company only.

Health Industry Claims And Payment Service. Allows you to make your claim at the point of service via an EFTPOS style transaction using your Health Fund membership card.

Fee payable for health insurance policy. See also Monthly premium.

Accommodation covers meals and a bed in hospital, and includes all in-hospital-provided services including nursing care. It does not include treatment by doctors or other health professionals.

Private hospital or day surgery contracted with an insurer to provide services at low or no out-of-pocket costs.

Acupuncture treatment involves inserting small needles into various points in the body to stimulate nerve impulses.

Medicare does not cover the cost of emergency transport or other ambulance services. Depending on your state of residence, you can purchase ambulance cover from an insurer or subscribe to a state ambulance service, or you may be covered by state government arrangements. For more information see: What is covered - Ambulance

See General treatment policy.

Health services provided by health professionals, but which are not classed as Medical or Hospital, and are not covered by Medicare. Ancillary services include physiotherapy, dental services, speech therapy, ambulance travel, home nursing and spectacles. May also include some medicines that are not on the Pharmaceutical Benefits Scheme (PBS). Also [..]

The maximum benefit payable for a particular service within a 12 month period. Annual limits can be calculated based on a calendar year, or financial year, or for every 12-month period from the anniversary date of taking out a private health insurance policy.