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utm.edu
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Definitions (21)
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accrual date
The day interest charges on an educational loan begin to accrue.
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citizen/eligible noncitizen
You must be one of the following to receive federal student aid:
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consolidation
A loan program that allows a borrower to combine various educational loans into one new loan. By extending the repayment period (up to 30 years depending on the loan amount) and allowing a single mont [..]
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cost of attendance
The total amount it should cost a student to go to school--usually expressed as a yearly figure. The cost of education covers tuition and fees, on-campus room and board (or a housing and food allowanc [..]
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deferment
An authorized period of time during which a borrower may postpone principal and interest payments. Deferments are available while borrowers are in school at least half time, enrolled in a graduate fel [..]
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disbursement
The release of loan funds to the school for delivery to the borrower. Disbursements for most loans are made in equal multiple installments, and made co-payable to the borrower and the school.
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federal family education loan program(ffelp)
Education loans provided by private lenders and guaranteed by the federal government. Subsidized and Unsubsidized Federal Stafford Loans and Parent PLUS loans are included in this program.
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financial aid administrator
A representative of the Financial Aid and Scholarships Office that reviews a student's application and awards aid or otherwise is involved in the financial aid process.
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financial aid package
The total financial aid a student receives. Federal and non-federal aid such as grants, loans, work study, and scholarships are combined in a "package" to help meet the student's need.
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