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Alternative financeAlternative financial services (AFS) is a term often used to describe the array of financial services offered by providers that operate outside of federally insured banks and thrifts (hereafter referred to as ‘banks’). Check-cashing outlets, money transmitters, car title lenders, payday loan stores, pawnshops and rent-to-own stores are all consider [..]
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Alternative financeAlternative financing refers to a particular type of financial service, namely sub-prime lending (that is lending to people with relatively poor credit) by non-bank financial institutions. Alternative [..]
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