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Anti-selectionOccurs when an employee or group of employees purchase or select coverages with a greater than likely loss at the expense of an insurance company (or the organization if it is self-insured). This is a [..]
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Anti-selectionThe tendency of persons who present a poorer-than-average risk to apply for, or continue, insurance to a greater extent than do persons with average or better-than-average expectations of loss.
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