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Consumer Reporting AgencyAlso known as a credit bureau. A company that collects, stores, maintains and distributes information on consumer credit history.
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Consumer Reporting AgencyAn organization commonly referred to as a credit bureau that prepares credit reports which are used by lenders to determine a potential borrower's credit history. The agency obtains data for these reports from a credit repository and from other sources.
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Consumer Reporting AgencyAny person or entity that complies or evaluates personal information for the purpose of furnishing consumer reports to third parties for a fee. Reference(s) in IAPP Certification Textbooks: US58-59 Ac [..]
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Consumer Reporting AgencyDefinition An agency which collects and sells information about the creditworthiness of individuals. A credit reporting agency does not make any decisions about whether a specific person should be ext [..]
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Consumer Reporting AgencyAny person or body that provides consumer reports on a regular basis and makes them available for profit or non-profit basis, to another. Known also as credit reporting agency. See also FAIR CREDIT RE [..]
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Consumer Reporting AgencyAn agency that regularly collects or evaluates individual consumer credit information or other information about consumers and sells consumer reports for a fee to creditors or others. Typical clients [..]
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Consumer Reporting AgencyAn organization that prepares reports used by lenders to determine a potential borrower's credit history. The agency obtains data for these reports from a credit repository, as well as from other [..]
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Consumer Reporting AgencyA company that obtains files and sells information to creditors when they are deciding to extend credit to an applicant. It is important for the consumer to ensure that the information obtained by the [..]
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Consumer Reporting Agency“Consumer reporting agency" or CRA means any person which, for monetary fees, dues, or on a cooperative nonprofit basis, regularly engages in whole or in part in the practice of assembling or eva [..]
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Consumer Reporting Agency A bureau that gathers and provides information about individuals - such as if they pay their bills on time or have filed bankruptcy - to creditors, employers, and landlords. Companies that perform p [..]
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Consumer Reporting AgencyA bureau that gathers and provides information about individuals - such as if they pay their bills on time or have filed bankruptcy - to creditors, employers, and landlords. Companies that perform pre-employment screening services are also considered CRAs and are governed by the FCRA, as are the employers that use background screening services.
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Consumer Reporting AgencyAn agency that regularly collects or evaluates individual consumer credit information or other information about consumers and sells consumer reports for a fee to creditors or others. Typical clients include banks, mortgage lenders, credit card companies, and other financing companies.
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Consumer Reporting AgencyAn organization that prepares reports that are used by lenders to determine a potential borrower's credit history. The agency gets data for these reports from a credit repository as well as from [..]
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Consumer Reporting AgencyAn organization that handles the preparation of reports used by lenders to determine a potential borrower's credit history. The agency gets data for these reports from a credit repository and [..]
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Consumer Reporting AgencyAn organization that handles the preparation of reports used by lenders to determine a potential borrower's credit history. The agency gets data for these reports from a credit repository and from other sources.
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Consumer Reporting AgencyAn organization that prepares reports that lenders use to determine a potential borrower's credit history. The agency obtains data for these reports from a credit repository as well as from creditors such as mortgage lenders, credit card companies, department stores, etc.
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