Helps provide for the cost of long-term care beyond a predetermined period, and is generally not covered by health insurance, Medicare, or Medicaid.

A type of insurance protection that helps cover the cost of qualified assisted living, nursing homes and home health care for the insured.

Long-term care insurance is a policy designed to cover at least some of your expenses if you have a chronic but not life-threatening illness, long-term disability, or you are unable to live independently because you can’t perform a number of the activities of daily living. Those activities typically include bathing, dressing, feeding yourself, taki [..]

Definition An insurance policy that provides benefits for the chronically ill or disabled over a long period of time.

Private insurance designed to cover (pay for) long-term care services provided at home, adult day care, assisted living or a nursing home. There are many long-term care insurance policies with a wide [..]

Long-term care services are costly. Health plans, disability insurance and Medicare do not help much. They are not made for this type of care. Long-term care insurance can help cover the cost of this [..]

An insurance policy that covers long-term health care expenses, such as nursing home care, in-home assistance, assisted living or adult day care.

Coverage that, under specified conditions, provides skilled nursing, intermediate care, or custodial care for a patient (generally over age 65) in a nursing facility or his or her residence following [..]

An insurance contract that provides financial protection if a person is unable to care for himself or herself because of a chronic illness, disability, or cognitive impairment, such as Alzheimer's disease.

Pays a fixed amount each month for long-term nursing care.

Insurance policy designed to offer financial support to pay for long-term care services.

Long-term care (LTC) insurance pays for services to help individuals who are unable to perform certain activities of daily living without assistance, or require supervision due to a cognitive impairme [..]

A type of insurance designed to help pay for services that provide assistance with specific Activities of Daily Living a person cannot perform by himself or herself. These services may be provided in [..]

Long-term care (LTC) insurance pays for services to help individuals who are unable to perform certain activities of daily living without assistance, or require supervision due to a cognitive impairme [..]

Long-term care (LTC) insurance pays for services to help individuals who are unable to perform certain activities of daily living without assistance, or require supervision due to a cognitive impairme [..]

A policy that reimburses daily health and social service expenses incurred when an insured is confined to a convalescent or nursing home facility. Often marketed as a rider to a life insurance policy, [..]

Insurance that covers some or all of the expenses incurred as a result of required long-term care. Back to top

Provides coverage for necessary medical or personal care services outside of a hospital setting, such as in a nursing home or the insured's home.

Long-term care (LTC) insurance pays for services to help individuals who are unable to perform certain activities of daily living without assistance, or require supervision due to a cognitive impairme [..]