For each year you drive without making a claim on your insurance you might get a year’s no-claims bonus, subject to a maximum. This bonus reduces the cost of your car insurance premium for the following year. This is also sometimes described as a no-claims discount.

A premium discount that rewards drivers for a number of years of claim-free driving. It is important to note it is a no-claim, not no blame bonus, meaning if your insurer pays out for a loss and the o [..]