Insurance professionals who determine if and on what basis an insurer will accept an application for insurance and the premium to be charged commensurate with the assessed risk.

The people at an insurance company who evaluate and classify the potential degree of risk represented by the proposed insured person.

When used of a rights issue, the institution pledging to purchase a certain number of shares if not bought by the public.

(a) The one assuming the risk in return for payment of a premium. (b) The person within the insurance company authorized to accept or reject applications for insurance.

A group or individual, generally at an investment bank, which assists corporations or other entities in issuing new securities to the public.

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