An unexpected event caused by something external and visible, which results in physical bodily injury, leading to total and permanent loss of sight, total and permanent loss of use of a limb or perman [..]

Accident

Worldwode including - United Sates of America, Canada and the Caribbean Worldwide excluding - United States of America, Canada, and the Caribbean Schengen countries - Austria, Belgium, Czech Republic, [..]

Beneficiary will be the legal heirs of the person insured.

Any person in your home country that you work closely with, whose absence from work means that the director of your business needs you to cancel or curtail your journey.

The document issued by the insurer that is used to verify the existence of your travel insurance.

Your mother (in-law), father (in-law), step parent (in-law), sister (in-law), brother (in-law), wife, husband, fiancé, partner, son (in-law),daughter (in-law), step child, foster child, grandparent or [..]

The airport where your journey from your home country to your destination begins and where the final part of your journey back to your home country begins.

A legally qualified doctor holding the necessary certification in the country in which they are currently practising, other than you or a close relative.

Medical condition resulting from sickness or accident and requiring emergency hospital admission, and for which delay in treatment beyond the next official working day could reasonably be expected to [..]