An item listed in the certificate of insurance as a Special feature. This is limited to the following: solar power system and solar water heating system

vehicle which is not supplied or fitted by the manufacturer of your vehicle as standard equipment for your make and model of vehicle e.g. a body kit, engine modifications, aftermarket wheel etc

vehicle that we have agreed to at the time of insuring your vehicle or at any change in cover or at renewal. The amount is shown in the certificate of insurance and is set at the beginning of each per [..]

vehicle from the manufacturer’s standard specifications, including but not limited to engine, sound system, steering, suspension, tyres or wheels

shown in the certificate of insurance including spare parts, attached equipment, tools and breakdown equipment supplied by the manufacturer as well as any accessories and/or modifications specifically [..]

A group of objects brought together in order to show or study them as a hobby, such as but not limited to stamps, coins, collector cards, medals, trophies, models or libraries of unusually large numbe [..]

Any of the following tangible items that you own or hire and that are usually kept in or around the Situation: Electronics including phones, mobile phones, tablets, home office equipment, MP3 players, [..]

Children aged up to 24 years who are single and who have no children of their own and who live with you. Dependent children must be totally or substantially reliant on their parents for support

The Earthquake Commission Act 1993 or any amendments or any Act(s) in substitution of the Act

The domestic building you own, lease or rent at the situation and any domestic structure on the domestic land that goes with it