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spu.edu
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Definitions (26)
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student account
The service through which you as an enrolled student receive all University charges, and by which funds can be paid on your behalf.
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alternative loans
Commercial, non-federal loans, from lenders of the students’ choice, intended for students who need extra money to help cover educational costs not met by their other financial aid. Alternative loans [..]
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authorized payer
Someone you have authorized (given a username and password) to make online payments on your account and review online statements.
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budgeted cost of attendance
The annual average expense budget, which includes cost of tuition, mandatory fees, room and board, books and supplies, transportation, miscellaneous/personal expenses, and average loan fees. This tota [..]
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credit balance check
When a payment to your account, including financial aid, is higher than the amount owed, SFS will return these funds to you, either by paper check in the mail or electronically by direct deposit.
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deferment/forbearance
The borrower’s right to postpone monthly payments on a loan. Borrowers should check with lenders to determine eligibility.
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direct deposit
Funds transferred electronically to your personal banking account.
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expected family contribution
Financial contribution that is expected to be available to assist in your education costs. It is determined by the federal methodology need-analysis formula approved by the U.S. Congress. The EFC incl [..]
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family educational rights and privacy act
A federal law that limits access to your information, such as the offer of financial assistance and your account details. You may grant access to your financial aid and student account information to [..]
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financial need
The difference between the cost of attendance and the expected family contribution (EFC). Grants, need-based loans, work study, and scholarships count toward meeting your financial need.
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