topsailinsurance.com.au

Website:http://topsailinsurance.com.au
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Definitions (38)

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Proposal form


A standard form which contains a number of questions which you are required to answer for the purpose of enabling the insurer to decide whether or not it is willing to grant cover and, if so, the term [..]
Source: topsailinsurance.com.au

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Personal Liability


Covering you in respect of your legal liability for bodily injury to third parties and/or for damage to their property arising from an accident occurring during the Trip.
Source: topsailinsurance.com.au

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Personal effects


Baggage and personal items taken with you for the purpose of going on a trip.
Source: topsailinsurance.com.au

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Long Term Secondment


Applicable to Yachtsman’s Travel Insurance only, a trip with a duration of 6 months or more.
Source: topsailinsurance.com.au

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Excess Waiver Protection


If you hire or charter a vessel you may be required to pay a ‘deposit’ or cover the owner’s insurance excess or deductible in the event that you cause damage to the vessel. The Excess waiver Pro [..]
Source: topsailinsurance.com.au

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Total loss


Where the subject matter of an insurance is lost, destroyed or damaged beyond repair.
Source: topsailinsurance.com.au

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Third Party Liability


This covers your liability to third parties (someone other than the insured) for damage, injury or loss caused by you to another person or vessel or entity.
Source: topsailinsurance.com.au

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Tender


A small vessel, such as a dinghy, towed or carried by a yacht or ship. Generally used to get to/from the shore and vessel.
Source: topsailinsurance.com.au

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Super yacht


A super yacht is any yacht over 24 metres (79 feet) in length.
Source: topsailinsurance.com.au

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Skipper Charter


A vessel that is hired along with the owner or their professional skipper or crew who remain in control of the vessel.
Source: topsailinsurance.com.au


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