A loss sustained through an unexpected event.

If you miss your first outward bound trip or final inbound trip because of the failure of a scheduled public transport service or the breakdown or accident of a private car in which you are travelling [..]

Definition

Services provided by the 24-hour Assistance Company regarding medical matters and expenses, loss of travel documents, credit cards, luggage, etc.

Coverage for personal property taken or purchased on trip which is accidentally lost, stolen or damaged.

The amount you receive in respect of a claim that is covered.

Necessary cancellation prior to departure because of unforeseen events such as serious illness, injury, death, etc.

Currency, notes and coins,

Natural catastrophe causing disruption to your trip (including hurricane,   fire, lightning, explosion, earthquake, storm, tempest, flood)

The loss adjusters listed on the policy certificate.