Meaning ANNUAL PERCENTAGE RATE
What does ANNUAL PERCENTAGE RATE mean? Here you find 127 meanings of the word ANNUAL PERCENTAGE RATE. You can also add a definition of ANNUAL PERCENTAGE RATE yourself

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ANNUAL PERCENTAGE RATE


In the context of credit cards, the periodic rate times the number of periods in a year. For example, a 1.5% monthly rate has an APR of 18%. In the context of consumer lending, the APR takes into account more than the interest rate applied to the principal per period. Under the Truth in Lending Act, it has a specific definition and includes all the [..]
Source: nasdaq.com

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ANNUAL PERCENTAGE RATE


Annual cost of credit over the life of a loan, including interest, services charges, points, fees, mortgage insurance, and other costs.
Source: nachi.org

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ANNUAL PERCENTAGE RATE


The annual percentage rate (APR) is the interest rate charged on credit card balances expressed in a standardized, annualized way. This rate is applied each month that an outstanding balance is presen [..]
Source: creditcards.com

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ANNUAL PERCENTAGE RATE


The cost of borrowing expressed as a yearly rate.
Source: cfainstitute.org

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ANNUAL PERCENTAGE RATE


The yearly charge, expressed in a percentage, for use of a lender's money.
Source: atlasvanlines.com

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ANNUAL PERCENTAGE RATE


The interest maintained on a loan for a one-year period.
Source: dtcc.edu

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ANNUAL PERCENTAGE RATE


The cost of credit, including the interest and fees, expressed as an interest rate. APR was created to make it easier for consumers to compare loans with different rates and costs, and by law it must be disclosed in all advertising.
Source: lendingtree.com

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ANNUAL PERCENTAGE RATE


A measure of how much interest credit will cost you, expressed as an annual percentage.
Source: experian.com

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ANNUAL PERCENTAGE RATE


The amount of interest charged each year for borrowing or achieved through investment expressed as a single percentage. The APR is the actual yearly cost of the amount financed. For example, a credit [..]
Source: allstate.com

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ANNUAL PERCENTAGE RATE


A loan's annual percentage rate, or APR, is what credit costs you each year, expressed as a percentage of the loan amount. The APR, which is usually higher than the nominal, or named, rate you're quoted for a loan, includes most of a loan's up-front fees as well as the annual interest rate.You should use APR, which is a more [..]
Source: finance.yahoo.com

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ANNUAL PERCENTAGE RATE


A yearly interest rate that includes up-front fees and costs paid to acquire the loan, calculated by taking the average compound interest rate over the term of the loan. Mortgage lenders are required [..]
Source: nolo.com

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ANNUAL PERCENTAGE RATE


The yearly cost of a loan expressed as a percentage of the loan amount. The APR includes interest owed and any fees or additional costs associated with the agreement.
Source: sungardeninvestment.com

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ANNUAL PERCENTAGE RATE


The rate of annual interest charged on a loan.
Source: golfandhome.co

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ANNUAL PERCENTAGE RATE


Combines the interest rate with other loan costs, such as points and loan fees, into a single figure that shows the true annual cost of borrowing.
Source: floridabeachandgolfhomes.com

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ANNUAL PERCENTAGE RATE


This is not the note rate on your loan. It is a value created according to a government formula intended to reflect the true annual cost of borrowing, expressed as a percentage. It works sort of like [..]
Source: realestateabc.com

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ANNUAL PERCENTAGE RATE


Definition APR. The yearly cost of a mortgage, including interest, mortgage insurance, and the origination fee (points), expressed as a percentage. The annual percentage rate can be looked at in two p [..]
Source: investorwords.com

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ANNUAL PERCENTAGE RATE


is the corner stone to decision-taking when you have to choose between different loans. This instrument gives an idea (although not brilliant) of how much a loan may cost you. If you play the role of [..]
Source: financialdictionary.net

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ANNUAL PERCENTAGE RATE


a measure of the cost of credit, expressed as a yearly rate. It includes interest as well as other charges. Because all lenders, by federal law, follow the same rules to ensure the accuracy of the ...
Source: dictionary.findlaw.com

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ANNUAL PERCENTAGE RATE


Acronym for: Annual Percentage Rate. This is the interest rate that a customer is charged on any outstanding balance over a given calendar year.
Source: comparecards.com

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ANNUAL PERCENTAGE RATE


The actual cost of borrowing money. It may be higher than the note rate because it represents full disclosure of the interest rate, loan origination fees, loan discount points and other credit costs paid to the lender.
Source: irei.com

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ANNUAL PERCENTAGE RATE


The annual cost of a loan, expressed as a yearly rate. APR takes into account interest, discount points, lender fees and mortgage insurance, so it will be slightly higher than the interest rate on the [..]
Source: discover.com

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ANNUAL PERCENTAGE RATE


(APR) – the rate of interest (in terms of a percent, such as 8.75%) being charged for a loan over a year's time. The APR rate includes interest, transaction fees, and service fees.
Source: themint.org

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ANNUAL PERCENTAGE RATE


is the rate of interest that will be paid back to the mortgage lender. The rate can either be a fixed rate or adjustable rate
Source: mortgagecalculator.org

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ANNUAL PERCENTAGE RATE


The cost of credit on a yearly basis, expressed as a percentage. See also APR Change in Term
Source: helpwithmybank.gov

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ANNUAL PERCENTAGE RATE


The interest rate and fees or additional costs you’re charged per year for a loan or credit card. For you as a customer, a lower rate is always better. See Nationwide Bank’s loan rates
Source: nationwide.com

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ANNUAL PERCENTAGE RATE


See APR
Source: mtgprofessor.com

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ANNUAL PERCENTAGE RATE


The percentage of the principal of a loan to be paid as interest in one year. Differs from an add-on rate in that an APR is calculated on the declining balance of the loan. The Truth in Lending Act requires lenders to disclose APRs to prospective borrowers.
Source: econedlink.org

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ANNUAL PERCENTAGE RATE


This rate takes into account all the costs, interest charges, arrangement fees etc. Theoretically it allows you to compare mortgages on a like for like basis. However, you need to be car [..]
Source: apt-finance.com

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ANNUAL PERCENTAGE RATE


The periodic rate X the number of periods per year.
Source: swlearning.com

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ANNUAL PERCENTAGE RATE


A rate reported by banks and other lenders on loans when the effective rate exceeds the nominal rate of interest.
Source: swlearning.com

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ANNUAL PERCENTAGE RATE


Also called a finance rate, this is the interest rate on a loan; a percentage of the amount borrowed that a lender charges annually for the use of its money.
Source: caranddriver.com

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ANNUAL PERCENTAGE RATE


Sometimes also called the interest rate. The yearly interest rate or percentage that one pays on an outstanding balance in the form of interest.
Source: ifcu.com

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ANNUAL PERCENTAGE RATE


The APR shows you the actual yearly percentage of interest you are paying on a loan or credit card debt. This is the interest rate charged to the borrower for the outstanding debt. In many cases, lend [..]
Source: smartmoneysmartliving.com

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ANNUAL PERCENTAGE RATE


Calculated by using a standard formula, the APR shows the cost of a loan; expressed as a yearly interest rate, it includes the interest, points, mortgage insurance, and other fees associated with the [..]
Source: uamc.com

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ANNUAL PERCENTAGE RATE


The effective rate of interest for a loan. The APR reflects all the costs of financing - including points, origination fees, and other finance charges - and is usually higher than the interest rate al [..]
Source: richdad.com

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ANNUAL PERCENTAGE RATE


The term annual percentage rate of charge (APR) describes the interest rate for a whole year (annualized), rather than just a monthly fee/rate, as applied on a credit card payment, for example. Learn [..]
Source: equityatlas.com

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ANNUAL PERCENTAGE RATE


The effective interest rate a loan would have if one accounted for costs associated with securing the loan, such as closing costs and points. It represents the annual cost of a loan and is thus a more [..]
Source: lonestarlending.com

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ANNUAL PERCENTAGE RATE


The actual interest rate, taking into account points and other finance charges, for the projected life of a mortgage. Disclosure of APR is required by the Truth-in-Lending Law and allows borrowers to compare the actual costs of different mortgage loans.
Source: santacruzhomefinance.com

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ANNUAL PERCENTAGE RATE


The annual percentage rate (APR) calculates the amount of interest you pay during an entire year, instead of just the monthly fee. The APR is calculated from the auto loan amount you finance.
Source: dmv.org

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ANNUAL PERCENTAGE RATE


A stated interest rate that reflects all the financing costs of a mortgage. The APR includes points, origination fees and other finance charges in addition to the interest on the mortgage, and include [..]
Source: garykershner.com

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ANNUAL PERCENTAGE RATE


The Annual Percentage Rate (APR) is a yearly rate of interest that includes all of the fees and expenses paid to acquire the loan. A term used in the Truth-in-Lending Act to represent the percentage r [..]
Source: myautoloan.com

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ANNUAL PERCENTAGE RATE


The APR is the actual cost of credit (interest) paid by the borrower on an annualized basis. It is expressed as a percentage such as “6.99% APR”.
Source: federalautoloan.com

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ANNUAL PERCENTAGE RATE


Amount shown as a percentage that represents yearly costs of borrowing over the term of the loan or credit card.
Source: debt.org

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ANNUAL PERCENTAGE RATE


The interest rate charged to the borrower, excluding expenses such as account opening and account keeping fees. The APR is the basic cost of your credit as a percentage of the total loan amount.  A r [..]
Source: lifespanfp.com.au

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ANNUAL PERCENTAGE RATE


An estimation of the rate charged for your borrowing over a 12-month period expressed as a percentage. A lender is legally obliged to tell you the APR on your loan upfront.
Source: freedombusinessfinance.co.uk

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ANNUAL PERCENTAGE RATE


A measurement used to compare different loans, the APR takes into account a loan’s interest rate, term, and fees to illustrate the total cost of credit expressed as a yearly rate. The lower the APR, [..]
Source: handsonbanking.org

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ANNUAL PERCENTAGE RATE


An interest rate that attempts to reflect the true cost of a loan, including fees and charges. Annual Percentage Rate is an American term but is sometimes mis-used by Australian companies - the Austra [..]
Source: strattonfinance.com.au

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ANNUAL PERCENTAGE RATE


The cost of credit for one year expressed as a percentage
Source: lifesmarts.org

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ANNUAL PERCENTAGE RATE


Percentage of a loan that is added as interest annually. Loan agencies use APR to calculate and clarify how much total money a borrower will need to repay to pay off his or her loan.
Source: nerdwallet.com

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ANNUAL PERCENTAGE RATE


APR indicates the effective rate of interest being paid on a loan when compounding the interest, and the costs of various fees that are taken into account. The term identifies the actual rate of inter [..]
Source: crestcapital.com

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ANNUAL PERCENTAGE RATE


The percentage cost of credit on an annual basis and the total cost of credit to the consumer. APR combines the interest paid over the life of the loan and all fees that are paid up front.
Source: stlouisfed.org

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ANNUAL PERCENTAGE RATE


It is an expression of the effective rate of interest that will have to be paid on a loan. It is taken as a percentage and calculated as a yearly rate.   It is usually different and higher than the [..]
Source: mortgageloan.com

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ANNUAL PERCENTAGE RATE


is the interest rate that reflects all the costs of the loan during a one year time period.
Source: investinganswers.com

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ANNUAL PERCENTAGE RATE


Annual percentage rate (APR)is theannual cost of credit expressed as a percentage. The Federal Truth and Lending Law requires lenders to disclose the true annual interest on consumer sales, as well as [..]
Source: definitions.uslegal.com

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ANNUAL PERCENTAGE RATE


A rate that reflects the total cost of borrowing money over the life of the loan, considering not only the interest rate but also the effect of other loan fees.
Source: sfs.mit.edu

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ANNUAL PERCENTAGE RATE


The rate required by Truth in Lending laws. It is designed to show customers the total cost of credit, including the stated interest rate plus certain finance and service charges.
Source: tn.gov

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ANNUAL PERCENTAGE RATE


The total cost of a loan expressed as a percentage for one year, including interest and any charges
Source: moneymakesense.co.uk

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ANNUAL PERCENTAGE RATE


The Annual Percentage Rate, or APR, is a way of showing how much interest you will pay each year on the product or products that you are buying from BrightHouse. The rate of your APR will depend on a [..]
Source: brighthouse.co.uk

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ANNUAL PERCENTAGE RATE


Rate of the finance deal which includes all charges
Source: dacia.co.uk

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ANNUAL PERCENTAGE RATE


A term used in the Truth in Lending Act to represent the full cost of a loan including interest and loan fees.
Source: coolbranch.com

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ANNUAL PERCENTAGE RATE


 A percentage rate that reflects the amount of interest earned or charged. 
Source: ucop.edu

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ANNUAL PERCENTAGE RATE


The law requires that banks and other lenders quote the annual percentage rate for their customers. The APR usually appears in brackets and it constitutes the rate used to calculate the customer’s total interest over the entire loan term.
Source: greenfieldcapital.co.uk

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ANNUAL PERCENTAGE RATE


APR reflects the cost of a loan on a yearly basis. It may be higher than the note rate because it includes interest, loan origination fees, loan discount points, and other credit costs paid to the lender.
Source: ssrealty.com

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ANNUAL PERCENTAGE RATE


Annual cost of credit over the life of a loan, including interest, service charges, points, loan fees, mortgage insurance, and other items.
Source: homebuildingmanual.com

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ANNUAL PERCENTAGE RATE


The annual percentage rate (APR) is an annualized interest rate that includes the effects of compound interest. The definition of APR is specified by the Truth in Lending Act (TILA) and Regulation Z.
Source: edvisors.com

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ANNUAL PERCENTAGE RATE


An APR is an actual finance charge for a loan, including points and fees, in addition to the stated interest rate.
Source: oceanshoreswindermere.com

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ANNUAL PERCENTAGE RATE


The rate of annual interest charged on a loan.
Source: nauticalwavesrealty.com

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ANNUAL PERCENTAGE RATE


The yearly cost of credit or a loan, expressed as a simple percentage. All consumer credit agreements and loans are legally required to disclose the APR.
Source: fountaincpa.com

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ANNUAL PERCENTAGE RATE


Annual cost of credit over the life of a loan, including interest, service charges, points, loan fees, mortgage insurance, and other items.
Source: thehouseplanshop.com

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ANNUAL PERCENTAGE RATE


An interest rate reflecting the cost of a mortgage as a yearly rate. This rate is likely to be higher than the stated note rate or advertised rate on the mortgage, because it takes into account points and other credit costs. The APR allows home buyers to compare different types of mortgages based on the annual cost for each loan.
Source: fool.com

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ANNUAL PERCENTAGE RATE


The yearly cost of a loan expressed as a percentage of the loan amount. The APR includes interest owed and any fees or additional costs associated with the agreement.
Source: snbinvest.com

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ANNUAL PERCENTAGE RATE


The average compound interest rate over the life of the loan. A yearly rate of interest that includes fees and costs paid to acquire a loan. Lenders are required by law to disclose the annual percenta [..]
Source: autotrader.com

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ANNUAL PERCENTAGE RATE


The interest rate used in the calculation of a monthly lease or finance payment.
Source: gm.ca

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ANNUAL PERCENTAGE RATE


The annual interest rate that a lender charges you to borrow money. Usually this is based on the Federal rate, plus some additional amount. It can also go up or down based on your credit worthiness. This rate is also known as a finance rate.
Source: instamotor.com

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n. tasa anual equivalente, tasa anual efectiva (TAE)
Source: trelliscompany.org

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ANNUAL PERCENTAGE RATE


  The cost of credit on a yearly basis expressed as a percentage.
Source: murray.senate.gov

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ANNUAL PERCENTAGE RATE


The yearly cost of the loan to the borrower. It reflects all finance charges, and may include interest, a guarantee fee and an origination fee.
Source: pnc.com

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ANNUAL PERCENTAGE RATE


Interest cost of a loan calculated on a yearly basis.
Source: gnyada.com

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ANNUAL PERCENTAGE RATE


The cost of credit as a yearly rate. The percentage results from an equation considering the total amount financed, the finance charges, and the term of the loan. Usually not the same as the interest rate.
Source: tools.automotive.com

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ANNUAL PERCENTAGE RATE


A measure of the cost of credit expressed as a nominal yearly rate. Lenders are required by law to disclose the APR, and the rate is used as a benchmark for various loans so that even simple interest [..]
Source: wellsfargodealerservices.com

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ANNUAL PERCENTAGE RATE


The annual cost of borrowing, expressed as a percentage of the total vehicle price.
Source: scotiabank.com

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ANNUAL PERCENTAGE RATE


This is the annual cost of your financing plan; on a loan, this is often called an "interest rate." For example, an APR of 12% is equal to about 1% per month.
Source: ally.com

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ANNUAL PERCENTAGE RATE


The annual cost of a loan expressed as a percentage that includes the interest and any other costs or fees associated with the loan.
Source: carloans411.ca

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ANNUAL PERCENTAGE RATE


The cost of credit for one year expressed as a percentage. In other words, APR is the total cost of credit to the consumer expressed as an annual percentage of the amount of credit granted. APR is int [..]
Source: philly.com

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ANNUAL PERCENTAGE RATE


The interest rate charged to the borrower, excluding expenses such as account opening and account keeping fees. The APR is the basic cost of your credit as a percentage of the total loan amount. Pleas [..]
Source: moneysmart.gov.au

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ANNUAL PERCENTAGE RATE


The cost of borrowing money over one year, including interest charges.
Source: hsbc.ca

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ANNUAL PERCENTAGE RATE


A measure of the cost of credit expressed as a yearly rate.
Source: 1stmarinerbank.com

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ANNUAL PERCENTAGE RATE


An interest rate reflecting the cost of a mortgage as a yearly rate. This rate is likely to be higher than the stated note rate or advertised rate on the mortgage, because it takes into account point [..]
Source: fiscalagents.com

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ANNUAL PERCENTAGE RATE


The annual percentage rate is the interest rate on your card expressed on an annual basis.
Source: stgeorge.com.au

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ANNUAL PERCENTAGE RATE


The fee or interest rate one pays to borrow money expressed as a yearly percentage.
Source: peoplessouthern.com

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ANNUAL PERCENTAGE RATE


The yearly cost of a loan expressed as a percentage of the loan amount. The APR includes interest owed and any fees or additional costs associated with the agreement.
Source: navigationfinancial.com

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ANNUAL PERCENTAGE RATE


The true rate of interest paid on a loan. This is expressed as a yearly rate, although in practice is usually paid monthly.
Source: aviva.com

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ANNUAL PERCENTAGE RATE


The annual rate that is charged for borrowing or made by investing.
Source: investecassetmanagement.com

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ANNUAL PERCENTAGE RATE


  The cost of credit over a full year. The law requires lenders to express financing terms of the APR.
Source: criminalbackgroundrecords.com

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ANNUAL PERCENTAGE RATE


The yearly cost of a loan expressed as a percentage of the loan amount. The APR includes interest owed and any fees or additional costs associated with the agreement.
Source: assetgroup.us

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ANNUAL PERCENTAGE RATE


The Annual Percentage Rate is the cost of credit expressed as a yearly rate. The APR is a means of comparing loans offered by various lenders on equal terms, taking into account interest rates, points, and other finance charges. The federal Truth-in-Lending Act requires disclosure of the APR.
Source: mohlmanassetmanagement.com

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ANNUAL PERCENTAGE RATE


An APR (the effective cost of credit) is the finance charge a borrower actually pays – including the loan interest amount – expressed as a percentage rate (see Cost of Borrowing). 
Source: b2bbank.com

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ANNUAL PERCENTAGE RATE


The cost of credit over a full year. The law requires lenders to express financing terms of the APR.
Source: allthingspublicdata.com

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ANNUAL PERCENTAGE RATE


Percentage relationship of the total finance charge to the amount of the loan. Reflects the cost of the mortgage loan as a yearly rate. May be higher than the interest rate stated on the note because [..]
Source: statefarm.com

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ANNUAL PERCENTAGE RATE


"The cost of your mortgage loan expressed as a yearly rate. The components that are used to formulate the APR are:
Source: ubs.com

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ANNUAL PERCENTAGE RATE


The cost of credit on a yearly basis expressed as a percentag e.
Source: bankingglossary.bankingonly.com

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ANNUAL PERCENTAGE RATE


The cost of credit on a yearly basis, expressed as a percentage.
Source: bankersadda.com

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ANNUAL PERCENTAGE RATE


The cost of carrying a balance on a loan expressed as an annual percentage. To calculate the amount owed in interest each month, divide the APR by twelve. For example, if the APR is 18% the monthly ra [..]
Source: ourgrovecu.com

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ANNUAL PERCENTAGE RATE


The annual percentage rate is the interest rate on your card expressed on an annual basis.
Source: banksa.com.au

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The annual percentage rate is calculated in accordance with the following formula:   2NF (300C + NF) 2N2F + 300C (N + 1)   Where: N is the total number of instalments. C is the number of instalments that, under the contract, will be paid in one year or, where the contract is to be completed in less than one year, the number of instalments that wo [..]
Source: bankinginfo.com.my

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ANNUAL PERCENTAGE RATE


The cost of credit expressed as a yearly rate. APR is a percentage that results from an equation considering the amount financed, the finance charges, and the term of the loan.
Source: practicalmoneyskills.com

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ANNUAL PERCENTAGE RATE


The cost of credit on a yearly basis expressed as a percentage.
Source: mpls.frb.org

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ANNUAL PERCENTAGE RATE


The cost of credit on a yearly basis, expressed as a percentage.
Source: uhcu.org

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ANNUAL PERCENTAGE RATE


The Annual Percentage Rate ( APR ) reflects the cost of a mortgage as a yearly rate. This rate is likely to be higher than the stated note rate or advertised rate on the mortgage, because it takes int [..]
Source: 123notary.com

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ANNUAL PERCENTAGE RATE


(or APR) means the interest rate we charge on Charges. It is set out in the Financial Table issued to Cardmembers upon approval of their Credit or Charge Card. The APR may change from time to time
Source: americanexpress.com

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ANNUAL PERCENTAGE RATE


A rate that shows the total cost of credit annually. It includes a percentage of the principal as interest on a loan plus other costs (e.g., points on a mortgage loan, service charges). Related Topics Why Bank?
Source: learnmoney.org

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ANNUAL PERCENTAGE RATE


This rate reflects the total cost of borrowing money, including the interest rate and other costs built into the loan amount. The interest rate and the APR are typically different, and veterans should [..]
Source: veteransunited.com

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ANNUAL PERCENTAGE RATE


The cost of credit paid by consumers expressed as an annual rate, which includes additional fees paid to obtain a loan.
Source: homebuyservice.co.uk

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ANNUAL PERCENTAGE RATE


The total annual cost of a loan, including all fees and interest. Usually expressed as a percentage.
Source: k-state.edu

115

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ANNUAL PERCENTAGE RATE


The cost of credit on a yearly basis, expressed as a percentage.
Source: suntrusteducation.com

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ANNUAL PERCENTAGE RATE


A finance charge on a loan expressed as an annual rate. Disclosure of a loan’s APR by a bank or lender is required in the U.S. and is meant to serve as a form of consumer protection. A borrower can [..]
Source: estudentloan.com

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ANNUAL PERCENTAGE RATE


The APR is the overall cost of borrowing money, expressed as an annual percentage of the loan balance. The APR calculates the combined impact of the interest rate, loan fees, capitalization of interes [..]
Source: yorktech.edu

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ANNUAL PERCENTAGE RATE


The interest maintained on a loan for a one-year period.
Source: ittraining.iu.edu

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ANNUAL PERCENTAGE RATE


The cost of credit, expressed as a yearly rate including interest, mortgage insurance, and loan origination fees. This allows the buyer to compare loans, however APR should not be confused with the ac [..]
Source: plainscommercemortgage.com

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ANNUAL PERCENTAGE RATE


The cost of credit, expressed as a yearly rate including interest, mortgage insurance, and loan origination fees. This allows the buyer to compare loans, however APR should not be confused with the actual note rate.
Source: firstcommercefinancial.com

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ANNUAL PERCENTAGE RATE


On some mortgages, the APR is higher than your actual mortgage rate.
Source: ctitleonline.com

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ANNUAL PERCENTAGE RATE


APR is a measurement of the full cost of a loan including interest and loan fees expressed as a yearly percentage rate. Because all lenders apply the same rules in calculating the annual percentage ra [..]
Source: worldwidelandtransfer.com

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ANNUAL PERCENTAGE RATE


The cost of credit expressed as a yearly rate. The annual percentage rate is often not the same as the interest rate. It is a percentage that results from an equation considering the amount financed, [..]
Source: sardisland.com

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ANNUAL PERCENTAGE RATE


stands for Annual Percentage Rate. This refers to the interest rate that reflects the actual cost of a mortgage as a yearly rate. Because APR includes points and other costs associated with the mortga [..]
Source: txlandgroup.com

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ANNUAL PERCENTAGE RATE


An interest rate reflecting the cost of a mortgage as a yearly rate. This rate is likely to be higher than the stated note rate or advertised rate on the mortgage because it takes into account points and other credit costs. The APR allows homebuyers to compare different types of mortgages based on the annual cost for each loan.
Source: lhfs.com

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ANNUAL PERCENTAGE RATE


In the context of credit cards, the periodic rate times the number of periods in a year. For example, a 1.5% monthly rate has an APR of 18%. In the context of consumer lending, the APR takes into acc [..]
Source: people.duke.edu

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ANNUAL PERCENTAGE RATE


The term annual percentage rate of charge (APR), corresponding sometimes to a nominal APR and sometimes to an effective APR (EAPR), is the interest rate for a whole year (annualized), rather than just [..]
Source: en.wikipedia.org

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