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ANNUAL PERCENTAGE RATEIn the context of credit cards, the periodic rate times the number of periods in a year. For example, a 1.5% monthly rate has an APR of 18%. In the context of consumer lending, the APR takes into account more than the interest rate applied to the principal per period. Under the Truth in Lending Act, it has a specific definition and includes all the [..]

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ANNUAL PERCENTAGE RATEAnnual cost of credit over the life of a loan, including interest, services charges, points, fees, mortgage insurance, and other costs.

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ANNUAL PERCENTAGE RATEThe annual percentage rate (APR) is the interest rate charged on credit card balances expressed in a standardized, annualized way. This rate is applied each month that an outstanding balance is presen [..]

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ANNUAL PERCENTAGE RATEThe cost of borrowing expressed as a yearly rate.

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ANNUAL PERCENTAGE RATEThe yearly charge, expressed in a percentage, for use of a lender's money.

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ANNUAL PERCENTAGE RATEThe interest maintained on a loan for a oneyear period.

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ANNUAL PERCENTAGE RATEThe cost of credit, including the interest and fees, expressed as an interest rate. APR was created to make it easier for consumers to compare loans with different rates and costs, and by law it must be disclosed in all advertising.

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ANNUAL PERCENTAGE RATEA measure of how much interest credit will cost you, expressed as an annual percentage.

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ANNUAL PERCENTAGE RATEThe amount of interest charged each year for borrowing or achieved through investment expressed as a single percentage. The APR is the actual yearly cost of the amount financed. For example, a credit [..]

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ANNUAL PERCENTAGE RATEA loan's annual percentage rate, or APR, is what credit costs you each year, expressed as a percentage of the loan amount. The APR, which is usually higher than the nominal, or named, rate you're quoted for a loan, includes most of a loan's upfront fees as well as the annual interest rate.You should use APR, which is a more [..]

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ANNUAL PERCENTAGE RATEA yearly interest rate that includes upfront fees and costs paid to acquire the loan, calculated by taking the average compound interest rate over the term of the loan. Mortgage lenders are required [..]

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ANNUAL PERCENTAGE RATEThe yearly cost of a loan expressed as a percentage of the loan amount. The APR includes interest owed and any fees or additional costs associated with the agreement.

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ANNUAL PERCENTAGE RATEThe rate of annual interest charged on a loan.

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ANNUAL PERCENTAGE RATECombines the interest rate with other loan costs, such as points and loan fees, into a single figure that shows the true annual cost of borrowing.

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ANNUAL PERCENTAGE RATEThis is not the note rate on your loan. It is a value created according to a government formula intended to reflect the true annual cost of borrowing, expressed as a percentage. It works sort of like [..]

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ANNUAL PERCENTAGE RATEDefinition APR. The yearly cost of a mortgage, including interest, mortgage insurance, and the origination fee (points), expressed as a percentage. The annual percentage rate can be looked at in two p [..]

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ANNUAL PERCENTAGE RATEis the corner stone to decisiontaking when you have to choose between different loans. This instrument gives an idea (although not brilliant) of how much a loan may cost you. If you play the role of [..]

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ANNUAL PERCENTAGE RATEa measure of the cost of credit, expressed as a yearly rate. It includes interest as well as other charges. Because all lenders, by federal law, follow the same rules to ensure the accuracy of the ...

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ANNUAL PERCENTAGE RATEAcronym for: Annual Percentage Rate. This is the interest rate that a customer is charged on any outstanding balance over a given calendar year.

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ANNUAL PERCENTAGE RATEThe actual cost of borrowing money. It may be higher than the note rate because it represents full disclosure of the interest rate, loan origination fees, loan discount points and other credit costs paid to the lender.

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ANNUAL PERCENTAGE RATEThe annual cost of a loan, expressed as a yearly rate. APR takes into account interest, discount points, lender fees and mortgage insurance, so it will be slightly higher than the interest rate on the [..]

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ANNUAL PERCENTAGE RATE(APR) – the rate of interest (in terms of a percent, such as 8.75%) being charged for a loan over a year's time. The APR rate includes interest, transaction fees, and service fees.

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ANNUAL PERCENTAGE RATEis the rate of interest that will be paid back to the mortgage lender. The rate can either be a fixed rate or adjustable rate

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ANNUAL PERCENTAGE RATEThe cost of credit on a yearly basis, expressed as a percentage. See also APR Change in Term

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ANNUAL PERCENTAGE RATEThe interest rate and fees or additional costs you’re charged per year for a loan or credit card. For you as a customer, a lower rate is always better. See Nationwide Bank’s loan rates

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ANNUAL PERCENTAGE RATESee APR

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ANNUAL PERCENTAGE RATEThe percentage of the principal of a loan to be paid as interest in one year. Differs from an addon rate in that an APR is calculated on the declining balance of the loan. The Truth in Lending Act requires lenders to disclose APRs to prospective borrowers.

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ANNUAL PERCENTAGE RATEThis rate takes into account all the costs, interest charges, arrangement fees etc. Theoretically it allows you to compare mortgages on a like for like basis. However, you need to be car [..]

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ANNUAL PERCENTAGE RATEThe periodic rate X the number of periods per year.

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ANNUAL PERCENTAGE RATEA rate reported by banks and other lenders on loans when the effective rate exceeds the nominal rate of interest.

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ANNUAL PERCENTAGE RATEAlso called a finance rate, this is the interest rate on a loan; a percentage of the amount borrowed that a lender charges annually for the use of its money.

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ANNUAL PERCENTAGE RATESometimes also called the interest rate. The yearly interest rate or percentage that one pays on an outstanding balance in the form of interest.

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ANNUAL PERCENTAGE RATEThe APR shows you the actual yearly percentage of interest you are paying on a loan or credit card debt. This is the interest rate charged to the borrower for the outstanding debt. In many cases, lend [..]

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ANNUAL PERCENTAGE RATECalculated by using a standard formula, the APR shows the cost of a loan; expressed as a yearly interest rate, it includes the interest, points, mortgage insurance, and other fees associated with the [..]

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ANNUAL PERCENTAGE RATEThe effective rate of interest for a loan. The APR reflects all the costs of financing  including points, origination fees, and other finance charges  and is usually higher than the interest rate al [..]

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ANNUAL PERCENTAGE RATEThe term annual percentage rate of charge (APR) describes the interest rate for a whole year (annualized), rather than just a monthly fee/rate, as applied on a credit card payment, for example. Learn [..]

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ANNUAL PERCENTAGE RATEThe effective interest rate a loan would have if one accounted for costs associated with securing the loan, such as closing costs and points. It represents the annual cost of a loan and is thus a more [..]

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ANNUAL PERCENTAGE RATEThe actual interest rate, taking into account points and other finance charges, for the projected life of a mortgage. Disclosure of APR is required by the TruthinLending Law and allows borrowers to compare the actual costs of different mortgage loans.

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ANNUAL PERCENTAGE RATEThe annual percentage rate (APR) calculates the amount of interest you pay during an entire year, instead of just the monthly fee. The APR is calculated from the auto loan amount you finance.

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ANNUAL PERCENTAGE RATEA stated interest rate that reflects all the financing costs of a mortgage. The APR includes points, origination fees and other finance charges in addition to the interest on the mortgage, and include [..]

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ANNUAL PERCENTAGE RATEThe Annual Percentage Rate (APR) is a yearly rate of interest that includes all of the fees and expenses paid to acquire the loan. A term used in the TruthinLending Act to represent the percentage r [..]

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ANNUAL PERCENTAGE RATEThe APR is the actual cost of credit (interest) paid by the borrower on an annualized basis. It is expressed as a percentage such as “6.99% APR”.

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ANNUAL PERCENTAGE RATEAmount shown as a percentage that represents yearly costs of borrowing over the term of the loan or credit card.

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ANNUAL PERCENTAGE RATEThe interest rate charged to the borrower, excluding expenses such as account opening and account keeping fees. The APR is the basic cost of your credit as a percentage of the total loan amount. A r [..]

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ANNUAL PERCENTAGE RATEAn estimation of the rate charged for your borrowing over a 12month period expressed as a percentage. A lender is legally obliged to tell you the APR on your loan upfront.

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ANNUAL PERCENTAGE RATEA measurement used to compare different loans, the APR takes into account a loan’s interest rate, term, and fees to illustrate the total cost of credit expressed as a yearly rate. The lower the APR, [..]

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ANNUAL PERCENTAGE RATEAn interest rate that attempts to reflect the true cost of a loan, including fees and charges. Annual Percentage Rate is an American term but is sometimes misused by Australian companies  the Austra [..]

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ANNUAL PERCENTAGE RATEThe cost of credit for one year expressed as a percentage

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ANNUAL PERCENTAGE RATEPercentage of a loan that is added as interest annually. Loan agencies use APR to calculate and clarify how much total money a borrower will need to repay to pay off his or her loan.

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ANNUAL PERCENTAGE RATEAPR indicates the effective rate of interest being paid on a loan when compounding the interest, and the costs of various fees that are taken into account. The term identifies the actual rate of inter [..]

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ANNUAL PERCENTAGE RATEThe percentage cost of credit on an annual basis and the total cost of credit to the consumer. APR combines the interest paid over the life of the loan and all fees that are paid up front.

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ANNUAL PERCENTAGE RATEIt is an expression of the effective rate of interest that will have to be paid on a loan. It is taken as a percentage and calculated as a yearly rate. Â It is usually different and higher than the [..]

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ANNUAL PERCENTAGE RATEis the interest rate that reflects all the costs of the loan during a one year time period.

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ANNUAL PERCENTAGE RATEAnnual percentage rate (APR)is theannual cost of credit expressed as a percentage. The Federal Truth and Lending Law requires lenders to disclose the true annual interest on consumer sales, as well as [..]

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ANNUAL PERCENTAGE RATEA rate that reflects the total cost of borrowing money over the life of the loan, considering not only the interest rate but also the effect of other loan fees.

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ANNUAL PERCENTAGE RATEThe rate required by Truth in Lending laws. It is designed to show customers the total cost of credit, including the stated interest rate plus certain finance and service charges.

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ANNUAL PERCENTAGE RATEThe total cost of a loan expressed as a percentage for one year, including interest and any charges

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ANNUAL PERCENTAGE RATEThe Annual Percentage Rate, or APR, is a way of showing how much interest you will pay each year on the product or products that you are buying from BrightHouse. The rate of your APR will depend on a [..]

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ANNUAL PERCENTAGE RATERate of the finance deal which includes all charges

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ANNUAL PERCENTAGE RATEA term used in the Truth in Lending Act to represent the full cost of a loan including interest and loan fees.

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ANNUAL PERCENTAGE RATE A percentage rate that reflects the amount of interest earned or charged.

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ANNUAL PERCENTAGE RATEThe law requires that banks and other lenders quote the annual percentage rate for their customers. The APR usually appears in brackets and it constitutes the rate used to calculate the customer’s total interest over the entire loan term.

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ANNUAL PERCENTAGE RATEAPR reflects the cost of a loan on a yearly basis. It may be higher than the note rate because it includes interest, loan origination fees, loan discount points, and other credit costs paid to the lender.

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ANNUAL PERCENTAGE RATEAnnual cost of credit over the life of a loan, including interest, service charges, points, loan fees, mortgage insurance, and other items.

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ANNUAL PERCENTAGE RATEThe annual percentage rate (APR) is an annualized interest rate that includes the effects of compound interest. The definition of APR is specified by the Truth in Lending Act (TILA) and Regulation Z.

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ANNUAL PERCENTAGE RATEAn APR is an actual finance charge for a loan, including points and fees, in addition to the stated interest rate.

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ANNUAL PERCENTAGE RATEThe rate of annual interest charged on a loan.

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ANNUAL PERCENTAGE RATEThe yearly cost of credit or a loan, expressed as a simple percentage. All consumer credit agreements and loans are legally required to disclose the APR.

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ANNUAL PERCENTAGE RATEAnnual cost of credit over the life of a loan, including interest, service charges, points, loan fees, mortgage insurance, and other items.

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ANNUAL PERCENTAGE RATEAn interest rate reflecting the cost of a mortgage as a yearly rate. This rate is likely to be higher than the stated note rate or advertised rate on the mortgage, because it takes into account points and other credit costs. The APR allows home buyers to compare different types of mortgages based on the annual cost for each loan.

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ANNUAL PERCENTAGE RATEThe yearly cost of a loan expressed as a percentage of the loan amount. The APR includes interest owed and any fees or additional costs associated with the agreement.

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ANNUAL PERCENTAGE RATEThe average compound interest rate over the life of the loan. A yearly rate of interest that includes fees and costs paid to acquire a loan. Lenders are required by law to disclose the annual percenta [..]

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ANNUAL PERCENTAGE RATEThe interest rate used in the calculation of a monthly lease or finance payment.

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ANNUAL PERCENTAGE RATEThe annual interest rate that a lender charges you to borrow money. Usually this is based on the Federal rate, plus some additional amount. It can also go up or down based on your credit worthiness. This rate is also known as a finance rate.

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ANNUAL PERCENTAGE RATEn. tasa anual equivalente, tasa anual efectiva (TAE)

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ANNUAL PERCENTAGE RATE The cost of credit on a yearly basis expressed as a percentage.

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ANNUAL PERCENTAGE RATEThe yearly cost of the loan to the borrower. It reflects all finance charges, and may include interest, a guarantee fee and an origination fee.

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ANNUAL PERCENTAGE RATEInterest cost of a loan calculated on a yearly basis.

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ANNUAL PERCENTAGE RATEThe cost of credit as a yearly rate. The percentage results from an equation considering the total amount financed, the finance charges, and the term of the loan. Usually not the same as the interest rate.

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ANNUAL PERCENTAGE RATEA measure of the cost of credit expressed as a nominal yearly rate. Lenders are required by law to disclose the APR, and the rate is used as a benchmark for various loans so that even simple interest [..]

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ANNUAL PERCENTAGE RATEThe annual cost of borrowing, expressed as a percentage of the total vehicle price.

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ANNUAL PERCENTAGE RATEThis is the annual cost of your financing plan; on a loan, this is often called an "interest rate." For example, an APR of 12% is equal to about 1% per month.

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ANNUAL PERCENTAGE RATEThe annual cost of a loan expressed as a percentage that includes the interest and any other costs or fees associated with the loan.

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ANNUAL PERCENTAGE RATEThe cost of credit for one year expressed as a percentage. In other words, APR is the total cost of credit to the consumer expressed as an annual percentage of the amount of credit granted. APR is int [..]

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ANNUAL PERCENTAGE RATEThe interest rate charged to the borrower, excluding expenses such as account opening and account keeping fees. The APR is the basic cost of your credit as a percentage of the total loan amount. Pleas [..]

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ANNUAL PERCENTAGE RATEThe cost of borrowing money over one year, including interest charges.

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ANNUAL PERCENTAGE RATEA measure of the cost of credit expressed as a yearly rate.

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ANNUAL PERCENTAGE RATEAn interest rate reflecting the cost of a mortgage as a yearly rate. This rate is likely to be higher than the stated note rate or advertised rate on the mortgage, because it takes into account point [..]

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ANNUAL PERCENTAGE RATEThe annual percentage rate is the interest rate on your card expressed on an annual basis.

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ANNUAL PERCENTAGE RATEThe fee or interest rate one pays to borrow money expressed as a yearly percentage.

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ANNUAL PERCENTAGE RATEThe yearly cost of a loan expressed as a percentage of the loan amount. The APR includes interest owed and any fees or additional costs associated with the agreement.

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ANNUAL PERCENTAGE RATEThe true rate of interest paid on a loan. This is expressed as a yearly rate, although in practice is usually paid monthly.

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ANNUAL PERCENTAGE RATEThe annual rate that is charged for borrowing or made by investing.

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ANNUAL PERCENTAGE RATE The cost of credit over a full year. The law requires lenders to express financing terms of the APR.

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ANNUAL PERCENTAGE RATEThe yearly cost of a loan expressed as a percentage of the loan amount. The APR includes interest owed and any fees or additional costs associated with the agreement.

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ANNUAL PERCENTAGE RATEThe Annual Percentage Rate is the cost of credit expressed as a yearly rate. The APR is a means of comparing loans offered by various lenders on equal terms, taking into account interest rates, points, and other finance charges. The federal TruthinLending Act requires disclosure of the APR.

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ANNUAL PERCENTAGE RATEAn APR (the effective cost of credit) is the finance charge a borrower actually pays – including the loan interest amount – expressed as a percentage rate (see Cost of Borrowing).

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ANNUAL PERCENTAGE RATEThe cost of credit over a full year. The law requires lenders to express financing terms of the APR.

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ANNUAL PERCENTAGE RATEPercentage relationship of the total finance charge to the amount of the loan. Reflects the cost of the mortgage loan as a yearly rate. May be higher than the interest rate stated on the note because [..]

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ANNUAL PERCENTAGE RATE"The cost of your mortgage loan expressed as a yearly rate. The components that are used to formulate the APR are:

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ANNUAL PERCENTAGE RATEThe cost of credit on a yearly basis expressed as a percentag e.

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ANNUAL PERCENTAGE RATEThe cost of credit on a yearly basis, expressed as a percentage.

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ANNUAL PERCENTAGE RATEThe cost of carrying a balance on a loan expressed as an annual percentage. To calculate the amount owed in interest each month, divide the APR by twelve. For example, if the APR is 18% the monthly ra [..]

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ANNUAL PERCENTAGE RATEThe annual percentage rate is the interest rate on your card expressed on an annual basis.

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ANNUAL PERCENTAGE RATEThe annual percentage rate is calculated in accordance with the following formula: 2NF (300C + NF) 2N2F + 300C (N + 1) Where: N is the total number of instalments. C is the number of instalments that, under the contract, will be paid in one year or, where the contract is to be completed in less than one year, the number of instalments that wo [..]

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ANNUAL PERCENTAGE RATEThe cost of credit expressed as a yearly rate. APR is a percentage that results from an equation considering the amount financed, the finance charges, and the term of the loan.

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ANNUAL PERCENTAGE RATEThe cost of credit on a yearly basis expressed as a percentage.

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ANNUAL PERCENTAGE RATEThe cost of credit on a yearly basis, expressed as a percentage.

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ANNUAL PERCENTAGE RATEThe Annual Percentage Rate ( APR ) reflects the cost of a mortgage as a yearly rate. This rate is likely to be higher than the stated note rate or advertised rate on the mortgage, because it takes int [..]

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ANNUAL PERCENTAGE RATE(or APR) means the interest rate we charge on Charges. It is set out in the Financial Table issued to Cardmembers upon approval of their Credit or Charge Card. The APR may change from time to time

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ANNUAL PERCENTAGE RATEA rate that shows the total cost of credit annually. It includes a percentage of the principal as interest on a loan plus other costs (e.g., points on a mortgage loan, service charges). Related Topics Why Bank?

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ANNUAL PERCENTAGE RATEThis rate reflects the total cost of borrowing money, including the interest rate and other costs built into the loan amount. The interest rate and the APR are typically different, and veterans should [..]

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ANNUAL PERCENTAGE RATEThe cost of credit paid by consumers expressed as an annual rate, which includes additional fees paid to obtain a loan.

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ANNUAL PERCENTAGE RATEThe total annual cost of a loan, including all fees and interest. Usually expressed as a percentage.

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ANNUAL PERCENTAGE RATEThe cost of credit on a yearly basis, expressed as a percentage.

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ANNUAL PERCENTAGE RATEA finance charge on a loan expressed as an annual rate. Disclosure of a loan’s APR by a bank or lender is required in the U.S. and is meant to serve as a form of consumer protection. A borrower can [..]

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ANNUAL PERCENTAGE RATEThe APR is the overall cost of borrowing money, expressed as an annual percentage of the loan balance. The APR calculates the combined impact of the interest rate, loan fees, capitalization of interes [..]

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ANNUAL PERCENTAGE RATEThe interest maintained on a loan for a oneyear period.

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ANNUAL PERCENTAGE RATEThe cost of credit, expressed as a yearly rate including interest, mortgage insurance, and loan origination fees. This allows the buyer to compare loans, however APR should not be confused with the ac [..]

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ANNUAL PERCENTAGE RATEThe cost of credit, expressed as a yearly rate including interest, mortgage insurance, and loan origination fees. This allows the buyer to compare loans, however APR should not be confused with the actual note rate.

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ANNUAL PERCENTAGE RATEOn some mortgages, the APR is higher than your actual mortgage rate.

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ANNUAL PERCENTAGE RATEAPR is a measurement of the full cost of a loan including interest and loan fees expressed as a yearly percentage rate. Because all lenders apply the same rules in calculating the annual percentage ra [..]

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ANNUAL PERCENTAGE RATEThe cost of credit expressed as a yearly rate. The annual percentage rate is often not the same as the interest rate. It is a percentage that results from an equation considering the amount financed, [..]

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ANNUAL PERCENTAGE RATEstands for Annual Percentage Rate. This refers to the interest rate that reflects the actual cost of a mortgage as a yearly rate. Because APR includes points and other costs associated with the mortga [..]

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ANNUAL PERCENTAGE RATEAn interest rate reflecting the cost of a mortgage as a yearly rate. This rate is likely to be higher than the stated note rate or advertised rate on the mortgage because it takes into account points and other credit costs. The APR allows homebuyers to compare different types of mortgages based on the annual cost for each loan.

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ANNUAL PERCENTAGE RATEIn the context of credit cards, the periodic rate times the number of periods in a year. For example, a 1.5% monthly rate has an APR of 18%. In the context of consumer lending, the APR takes into acc [..]

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ANNUAL PERCENTAGE RATEThe term annual percentage rate of charge (APR), corresponding sometimes to a nominal APR and sometimes to an effective APR (EAPR), is the interest rate for a whole year (annualized), rather than just [..]

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